PayPass / PayWave

[corymcd88]

Is PayPass / PayWave safe?

[afbar1114]

no ...because with a few simple gagdets around the house you can make a reader and all you need to do is be with a few feet and some one can read it

[CS800]

Always makes me nervous to see something that emits a signal. Something surely can be out three looking for those signal

[corymcd88]

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@afbar1114 wrote:
no ...because with a few simple gagdets around the house you can make a reader and all you need to do is be with a few feet and some one can read it

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That is what I thought, But why all the hype about them? Why would they want to permote a very unsafe card. They should have a pin, but that does nothing much faster.

[singulardedication]

[quote]

Can my information be read from my Visa Micro Tag without my knowledge?

To authorize a payment, you must wave your Visa Micro Tag directly within 1-2 inches of a secure reader at an authorized merchant, and it must be properly oriented. Each time you use the Visa Micro Tag, a unique transaction code is generated, which must be verified through the reader before the transaction can be completed.

http://usa.visa.com/personal/cards/paywave/faq.html 

I'm doughtfull its quite as cut and dry as VISA reports.  Its RF Technology and they are not disclosing much about it.  For example, Passports can be read many feet away with the right equipment.  For Passports they give you foil holders and I heard they sell metal wallets as well for passports and even credit cards like this.

I'd ask for your card without this feature if possible since the benefit is low and it may increase risk slightly.

[corymcd88]

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@CS800 wrote:

Always makes me nervous to see something that emits a signal. Something surely can be out three looking for those signal

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Me too, My wells fargo card has that and my Bank of America card.

[vizon]

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@afbar1114 wrote:
no ...because with a few simple gagdets around the house you can make a reader and all you need to do is be with a few feet and some one can read it

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That is simply the case with almost any card unfortunately. It is more safe than giving it to your waitor at a restaurant or putting it into a website that stores CC info..

My philosophy.. take care of your personal stuff. Don't be careless, but if something unfortunately does happen to you, you are more protected than you would be with cash. Usually you can recover all the lost funds on a CC, but your cash can't.

[corymcd88]

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@vizon wrote:

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@afbar1114 wrote:
no ...because with a few simple gagdets around the house you can make a reader and all you need to do is be with a few feet and some one can read it

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That is simply the case with almost any card unfortunately. It is more safe than giving it to your waitor at a restaurant or putting it into a website that stores CC info..

My philosophy.. take care of your personal stuff. Don't be careless, but if something unfortunately does happen to you, you are more protected than you would be with cash. Usually you can recover all the lost funds on a CC, but your cash can't.

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Very true you are a lot safer then cash that is why I like it. You can't replace cash!

[afbar1114]

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@corymcd88 wrote:

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@vizon wrote:

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@afbar1114 wrote:
no ...because with a few simple gagdets around the house you can make a reader and all you need to do is be with a few feet and some one can read it

---

That is simply the case with almost any card unfortunately. It is more safe than giving it to your waitor at a restaurant or putting it into a website that stores CC info..

My philosophy.. take care of your personal stuff. Don't be careless, but if something unfortunately does happen to you, you are more protected than you would be with cash. Usually you can recover all the lost funds on a CC, but your cash can't.

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Very true you are a lot safer then cash that is why I like it. You can't replace cash!

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yea i hate cash i have lost some in the past and i hate losing it....most of the places by me all take credit/debit now so there is no need to worry about it any more

[TheBronxBomber]

I have a MasterCard pay pass and I'm totally afraid to use it. I've never seen anyone use it either.