Ok, this is getting on my nerves. My wife and I both have the same accts on our credit reports. I signed her up for scorewatch too and her score has updated twice in Feb and mine is still the same since Jan 16. What is up?
Have you done in the past couple weeks that would positivley impact your score? I see you paid off several CC's, Did you see a gain from that?
I've had only two score changes since Jan 1st, One was a 3-pt drop due to 'seeking new credit',
On Feb 1st, I gained 4-pts due to my 'seeking new credit' not hurting me as much, go figure,
I have are similar to yours, no derog's, one mortgage, one car loan, one CC with a 6-k balance, I've been watching my SW score since October and other than waiting patiently, and NOT app'ing for new credit, right now all I can do is wait for AAoA to increase my scores, the only open TL's,
I had quite a bit of activity late last summer and fall, and my EQ and EX scores have stayed steady since September after paying off a ton of debt, I dunno what happened with TU scoring but my TU score went up 33-pts (to a healthy 778) when I checked it and EX on Feb 12th, My EX was 737,
On the flip side, DW scores are all lower 800's, she 'only' has three CC's (no balances), the mortgage and a paid off car loan with Chrysler Financial (last payment, July 2006) showing on her CR's so her 800 was acheived with me doing most of the heavy (financial) lifting, The car loan was in her name, but I made the payments,
