Credit Cards Center Credit cards from our partners
Established Contributor
Posts: 955
Registered: ‎02-02-2013

Paying Ally Financial car lease payments with Credit Card...

Just a tidbit for anyone who might be interested...


I spoke with Ally this afternoon regarding my wife's lease payments to discern whether or not there was any way to pay them with a credit card.  There is.

Ally tells me that they utilize Speed Pay service to handle payments by credit card.  There is a fee which Speed Pay charges the account holder on each transaction of 8.00 though.

Speed Pay's automated number (to process by phone) is 888-631-8930


I am not sure with the fee, its worth it unless a person makes multiple payments at once so the transaction is much larger. 


Just thought some folks looking for ways to meet their spend on cards, might like to know.

They only accept MC/Visa though.  No Discover or Amex.

NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
New Member
Posts: 4
Registered: ‎03-06-2014

Re: Paying Ally Financial car lease payments with Credit Card...

$78 Cash Advance fee from Barclays

Regular Contributor
Posts: 207
Registered: ‎11-26-2012

Re: Paying Ally Financial car lease payments with Credit Card...

That's actually not correct. Ive had my car with ally for abou 3 years and have tried everything. Speedpay is coded as a cash advance , which will then incur the fees so it is more than just the $8.

Super Contributor
Posts: 11,767
Registered: ‎04-22-2013

Re: Paying Ally Financial car lease payments with Credit Card...

So this is where stuff like Bluebird comes in..

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.