Paying CitiCard

[flyingmd]

Hi All,

Quick question. I am expecting my Executive AAdvantage World Elite MC any day now. I do not have any other Citi cards or accounts. Does anyone know if once I set the card up online if I can make payments to the card online from another bank or does it have to be an account at Citibank. I like to make frequent payments throughout the months (have to as I can easily put 20-25K a month on this card). Thanks

[Anonymous]

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@flyingmd wrote:

Hi All,

Quick question. I am expecting my Executive AAdvantage World Elite MC any day now. I do not have any other Citi cards or accounts. Does anyone know if once I set the card up online if I can make payments to the card online from another bank or does it have to be an account at Citibank. I like to make frequent payments throughout the months (have to as I can easily put 20-25K a month on this card). Thanks

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Yes, you can pay from any bank acct.

Method 1.  Pay through your Elite MC acct by register/set-up your bank act information with Cit.

Method 2.  Pay through your bank online acct by register/set-up your Elite MC acct information.

[flyingmd]

Method 2 I figured but it takes a couple days to post sometimes. Method 1 is what I was interested in as that will post at midnight and reflect credit available next day. THANK YOU

[Anonymous]

You're welcome ~   In either method, you make sure to have enough balance in your bank acct.

Yes, by Method 1.  it takes few days to deliver the payment to your cc's acct and pay out from your bank acct immediately

        by Method 2.  it reflect to your Elite MC acct immediately and pay out from your bank acct in few days later.

[Credit_Ranger]

You can pay Citi via any checking account from any bank, once you set up the account.

The FIRST payment takes a little while to post.  I seem to remember about a week.  After that payments seem to post in 24 to 48 hours.

[flyingmd]

Great. Thank you

[sgs10]

You can pay with any bank account and add happens in seconds. Welcome to citi and it will grow with u

[OnTheRebound]

I have my Credit Union bank account set up as the payment source for my Citi Plat Select MC account. If I pay my CC before 5PM eastern time, my available credit will update before midnight the same day and the money will be withdrawn (not including weekends and holidays) from by CU account the next day before noon eastern. Chase is just as quick. PenFed is slow, 3-4 days.

[flyingmd]

Guys/Gals thanks so much. Thats how BoA and chase work so I was hoping the same for citi. I am really looking forward and excited for this card. I had a smithbarney citicard years ago but really have had no direct relationship with citi so I am really looking forward. And of course i wouldnt even have gotten it if it werent for this board. I reported on anohter thread here that after a denial for too many inquiers I called the backdoor and 3 mins later had the card. I would have just let the denial go and reapplied down the road if it werent for you guys. THANKS

[tbolt2]

Two things you may need to watch for: 

• the number of payments they will allow you make per month. I don't have the same card, but Citi will not allow me to make more than four payments per statement period  on my Dividend Platinum MC. I typically pay each week, so this is only an issue when there are 5 paydays between statement dates. If you use the card heavily, you might have issues if you get close to the limit and can't  make a 5th payment before the statement cuts.
• on both cards I have with Citi, I could not make an online payment until the first statement generated

I have not had any issues paying them online - the payment has been posted and the additional credit has always been available the next day.