Reply
Member
always206
Posts: 28
Registered: ‎11-04-2012

Paying Rent W/ CC (details inside)

Recently approved for the $400/$1000 Barclays NFL Promo. Is there a way to pay my rent on the card in order to reach the $1000 faster, and of course pay it off immediately?

 

Hope this isn't a crazy question, just wasn't sure if I could use it to buy a money order for rent or something, then pay the card off the next day via bank wire transfer.

 

 

Valued Contributor
creditnocash
Posts: 2,172
Registered: ‎07-23-2012

Re: Paying Rent W/ CC (details inside)

[ Edited ]

unless your landlord has a credit card swiper or third party accessory (like for the iphone) you cannot. 

 

and this is misleading. 

you need details. you dont have details lol. 

 

 

edit: about the money order thing. there is no way for banks to take money off the card unless its a cash advance which in most cases doesnt count as a purchase. 

 

Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: 31k+

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Valued Contributor
trumpet-205
Posts: 2,177
Registered: ‎11-11-2010

Re: Paying Rent W/ CC (details inside)

[ Edited ]

Williampaid offers you the option to pay rent via credit card. However you should avoid it because its fee will outweigh any credit card reward plus benefits. Its fee is greater than 1% and the credit bureau that it reports to is PRBC. PRBC is a rarely used credit bureau, even more rare than Innovis (used in most mortgages) and Corelogic (used by AMEX).

 

Ask your landlord if he or she has Amazon Payment account. You can use Amazon Payment to send the money without paying a fee.

In My Wallet:
Citi Forward (12/2010) | Citi TY Preferred (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Established Member
xxpert
Posts: 40
Registered: ‎06-29-2007

Re: Paying Rent W/ CC (details inside)

you can do this by utilizing blue bird Amex prepaid card... You use your CC to load the money on you blue bird card at stores like walgreens and others I won't mention and you can make ACH payments for your rent through the blue bird card. You can do this for a fee of around $8 per $1000
Wallet: Gold PRG/ Saphire Preffered 9k/ Amex SPG 4k / Amex Platinum/ Barclays US Air 14k/ Delta Gold 20k / Ink Bold/ Citi AA plat 10k

Drawer: US Bank Flexperks 12k/ Freedom 2k/ Citi dividend 2k/ Ink plus 6k
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012

Re: Paying Rent W/ CC (details inside)

Paypal? Seems like you aren't too worried about fee's since you are getting $400 back.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Regular Contributor
SportBike4Life
Posts: 123
Registered: ‎07-22-2012

Re: Paying Rent W/ CC (details inside)

I use my credit cards for this purpose if their rewards is greater than 2% cash back on any transaction (which Amex Fidelity qualifies for). This is because the online credit card payment service charges a 2.75% fee. However, the 0.75% fee is minimal and I am willing to take the hit to utilize my credit cards fully.

Jun 2012 FICO® ~ 734 EQ
Sep 2012 FICO® ~ 684 EQ; 734 TU
Oct 2012 FICO® ~ TBA

Goal for 2014 ~760+

Trying to stay in the garden...but also trying to get as many apps as possible for now :smileywink:
Frequent Contributor
Sparkz1920
Posts: 271
Registered: ‎08-09-2009

Re: Paying Rent W/ CC (details inside)

I was wondering the same thing. My rent is budgeted just like other bills, and if i could pay that with my CC then pay it off in the same breath for rewards points, id rack those bad boys up quickly.

 

 


Starting Score: 601
Current Score: 670
Goal Score: 700


Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Valued Contributor
Repo-ed
Posts: 2,953
Registered: ‎02-09-2012

Re: Paying Rent W/ CC (details inside)

Any rental property I've lived on accepts CC - at a rather LARGE service fee that varies at each property.

Valued Contributor
creditnocash
Posts: 2,172
Registered: ‎07-23-2012

Re: Paying Rent W/ CC (details inside)


Repo-ed wrote:

Any rental property I've lived on accepts CC - at a rather LARGE service fee that varies at each property.


that's so weird though. ive never seen cc accepted in the 15 years ive been renting property. 

was this like a neighborhood? or complex?

Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: 31k+

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Moderator
webhopper
Posts: 7,230
Registered: ‎09-16-2011

Re: Paying Rent W/ CC (details inside)


I have two rental properties....  The swipe fees are not worth it to me... I'd be giving up over 30 dollars per payment processed.  

 

ACH transfer is easy and cheap though. I let my renters pay using Wepay.com and the cost is only $0.50 which I absorb.


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+