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Established Contributor
amercnchopz34
Posts: 839
Registered: ‎10-28-2011
0

Paying down cc....how should i approach them

I have s acounts that im trying to pay down...

 

fairwinds 1600 bal.....0% till april.....goes to 14% after that

 

barclay 2700 bal ......0 % till december 2013.....goes to 22.74% after that....

 

just wondering what i should do to get my scores up to optimal levels for mini app spree come june 2013..

thanks


Epic Contributor
Creditaddict
Posts: 20,896
Registered: ‎10-23-2007
0

Re: Paying down cc....how should i approach them


amercnchopz34 wrote:

I have s acounts that im trying to pay down...

 

fairwinds 1600 bal.....0% till april.....goes to 14% after that

 

barclay 2700 bal ......0 % till december 2013.....goes to 22.74% after that....

 

just wondering what i should do to get my scores up to optimal levels for mini app spree come june 2013..

thanks


Are you able to have these to $0 before the 0% or what do you need to buy or do that you want a different game plan? 

Fico Scores: EQ- 682 DCU, TU 696 Walmart, EX 695 NASA(10-6-14)
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Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Paying down cc....how should i approach them

I think your main priority should be getting them paid off before the promo runs out. Obviously once the debt is payed you util will give you a nice score boost and the added history will as well.



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