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Paying down cc....how should i approach them

Established Contributor

Paying down cc....how should i approach them

I have s acounts that im trying to pay down...

 

fairwinds 1600 bal.....0% till april.....goes to 14% after that

 

barclay 2700 bal ......0 % till december 2013.....goes to 22.74% after that....

 

just wondering what i should do to get my scores up to optimal levels for mini app spree come june 2013..

thanks


2 REPLIES
Epic Contributor

Re: Paying down cc....how should i approach them


amercnchopz34 wrote:

I have s acounts that im trying to pay down...

 

fairwinds 1600 bal.....0% till april.....goes to 14% after that

 

barclay 2700 bal ......0 % till december 2013.....goes to 22.74% after that....

 

just wondering what i should do to get my scores up to optimal levels for mini app spree come june 2013..

thanks


Are you able to have these to $0 before the 0% or what do you need to buy or do that you want a different game plan? 

Mega Contributor

Re: Paying down cc....how should i approach them

I think your main priority should be getting them paid off before the promo runs out. Obviously once the debt is payed you util will give you a nice score boost and the added history will as well.



EQ FICO 548 3/3/16