@Anonymous wrote:
@Anonymous wrote:
I am a "use my card for everything" kind of guy..how can I use it to pay for my mortgage and utilities without it being looked at as cash by my credit card company?
I know my buddy would get checks once a year with one of his CC's and he paid the mortgage that way.
Utilities? That should be quite simple by just logging on the utilities website and just pay with your CC.
Barclays sends me checks regularly, but using them incurs a 3-4% BT fee, so no go. I'm going to try Amex Serve, you can use it as a bill pay service, they'll print & mail a check to payees you setup. From what I've read some CCs code a charge to fund Serve as a purchase while others consider it a cash advance, so I'll try a couple small fundings with diffferent CCs and see how they code it. While Googling 'How to pay a mortgage payment with a CC" I read that some use Target prepaid debit card, you fund it in store so always coded as a purchase, but that's too much hassle for me, nearest Target is 45 minutes away and I never shop there.
Uttilities? Yeah, my electric company lets me pay with a CC w/no fee on their web site, I use Barclays Rewards MC & get 2% rewards on utilities. I live in the boonies on a 10 acre property so once a year it's $5-600 to fill the propane tank, it's a co-op so not coded as a utility so I use Cap One QS and get 1.5% rewards - unless there's a new card with spend bonus.
