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Regular Contributor
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Registered: ‎03-07-2017
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Re: Paypal 2% Mastercard now publicly available

@woodyman
Make sure its not a business account. Beyond that, your guess is as good as mine.
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Re: Paypal 2% Mastercard now publicly available

I have a 718 TU and only a year of history and got 3k. Seems their CL algorithm may be a bit screwy.
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Registered: ‎11-23-2015
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Re: Paypal 2% Mastercard now publicly available

[ Edited ]

Does anyone know if you are still able to use the PayPal debit card after you downgrade from business to personal account?


Starting Scores: TU: 598: EQ 542 EX: 604 (Aug 2015)
Current FICO Scores: TU 08: 708 EQ 04: 711 EX 08: 726
Goal Score: 760 FICO across the board



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Re: Paypal 2% Mastercard now publicly available


Ringwraith1986 wrote:

jacetx wrote:

coolbrad wrote:

I'm trying really hard to tell myself I don't need this card since I have the Citi Double Cash.  So tempting though. Smiley Sad


I'm trying to be good and not apply. Already have the Citi DC and Penfed PowerCash.


Does the PenFed card have redemption limitations?


Not really, redemption is in $5 increments. So as long as you've got $5 worth you can redeem.

 

But PenFed does have a kicker... you only get 2% if you're in the military or if you maintain the checking account. And the checking account requires either a $500 minimum balance or $500 minimum monthly direct deposits to avoid a $10 monthly service charge.


FICO8 EQ 736 TU 743 EX 733 FICO5 EQ 707 Total revolving 422500
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Re: Paypal 2% Mastercard now publicly available


DaBadBoy wrote:

Does anyone know if you are still able to use the PayPal debit card after you downgrade from business to personal account?


I've had a Paypal 'Premier' account for ages and I have the debit MasterCard.  (I've also received several email invitations to apply for the new 2% MasterCard.)

 

Here's a link that gives a little info on the different Paypal account types:  https://www.paypal.com/cgi-bin/webscr?cmd=p/pop/choosing_account_type_signup-outside

Frequent Contributor
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Re: Paypal 2% Mastercard now publicly available


DaBadBoy wrote:

Does anyone know if you are still able to use the PayPal debit card after you downgrade from business to personal account?


Yes, you can. I still use mine after downgrading.



FICO 08 (Sep 2017): EX 657 / EQ 660 / TU 683 - Gardening until 04/30/18!
Frequent Contributor
Posts: 324
Registered: ‎05-04-2017

Re: Paypal 2% Mastercard now publicly available

I was approved for this card and received the $300 spending limit as well. My TU score was only 644 at the time. I didn't call to recon cause I was happy to just be approved.

I plan on using this card to cover parking for the month and then will promptly pay it in full each month to see if it'll grow!
Starting Score: EQ 606 TU 623 EX 598 - April 17'
Current Score: EQ 648 TU 644 EX 667 - August 17'
Goal Score: EX 750 TU 750 EX 750


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Re: Paypal 2% Mastercard now publicly available

I logged into my Paypal account this morning to make a payment on my PPC account and noticed the the Cashback Mastercard is no longer present. I'm going to be calling both Paypal and Synchrony to see whats going on. Will update when I have more information.

AMEXPRG.jpgBCP.jpgstarwood-preferred-guest.pnggold-delta-skymiles.pngCapOne QS new.pngavsf0i.pngciti-double-cash-credit-card.jpgplatinum_visa_card.png41VgxfCVJOL.jpg
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Re: Paypal 2% Mastercard now publicly available


Ringwraith1986 wrote:

I logged into my Paypal account this morning to make a payment on my PPC account and noticed the the Cashback Mastercard is no longer present. I'm going to be calling both Paypal and Synchrony to see whats going on. Will update when I have more information.


Hmmm, makes me wonder if they're enforcing only having one PP credit account.  Good luck and definitely let us know what you find out.

Valued Contributor
Posts: 2,254
Registered: ‎02-14-2016

Re: Paypal 2% Mastercard now publicly available

I can apply for it now (have PPC so I could not apply before). Would gp but i need to save this final personal card slot in case something great comes out while I'm waiting to drop below 5/24 for the next 11 months

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