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Established Contributor
Posts: 840
Registered: ‎05-26-2016
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Re: Paypal 2% Mastercard now publicly available

[ Edited ]

TaterDawg wrote:

Against my better judgement, I applied last night and also got the message to call in.  Just called a few minutes ago, confirmed my address and phone number, then put on hold for about two minutes.  She came back and it was Congratulations! You've been approved for $8,000, which kind of shocked me.

 

My TU is currently 745 with 8 HP showing.


Congratulations on the approval! And good data point as far as your TU score. It will be interesting to see where the first teir interest rate score threshold falls 720 score and above perhaps fall in that teir.

FICO8 Scores:~ 9/23/2017:~ TU:~737 EQ:~738 EX:~756
Inquires TU:~10 EQ:~11 EX:~15
Total Utilization:~ 4%
Total Revolving CL:~ $350k+club
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Valued Contributor
Posts: 1,761
Registered: ‎09-28-2014

Re: Paypal 2% Mastercard now publicly available


bruisedcredit wrote:

TaterDawg wrote:

Against my better judgement, I applied last night and also got the message to call in.  Just called a few minutes ago, confirmed my address and phone number, then put on hold for about two minutes.  She came back and it was Congratulations! You've been approved for $8,000, which kind of shocked me.

 

My TU is currently 745 with 8 HP showing.


Congratulations on the approval! And good data point as far as your TU score. It will be interesting to see where the first teir interest rate score threshold falls 720 score and above perhaps fall in that teir.


I was approved 7/2 back when it was invite only, $7k CL & tier 1 16.99% APR. My TU Fico was right at 720 then.


Fico 08: 720/721/719 TU/EX/EQ
Established Contributor
Posts: 840
Registered: ‎05-26-2016

Re: Paypal 2% Mastercard now publicly available


DaveInAZ wrote:

bruisedcredit wrote:

TaterDawg wrote:

Against my better judgement, I applied last night and also got the message to call in.  Just called a few minutes ago, confirmed my address and phone number, then put on hold for about two minutes.  She came back and it was Congratulations! You've been approved for $8,000, which kind of shocked me.

 

My TU is currently 745 with 8 HP showing.


Congratulations on the approval! And good data point as far as your TU score. It will be interesting to see where the first teir interest rate score threshold falls 720 score and above perhaps fall in that teir.


I was approved 7/2 back when it was invite only, $7k CL & tier 1 16.99% APR. My TU Fico was right at 720 then.


Thanks..Nice data point DaveinAZ. Looks like that's the threshold. Let's see a few more approvals with similar profiles for more confirmation on this

FICO8 Scores:~ 9/23/2017:~ TU:~737 EQ:~738 EX:~756
Inquires TU:~10 EQ:~11 EX:~15
Total Utilization:~ 4%
Total Revolving CL:~ $350k+club
Established Contributor
Posts: 580
Registered: ‎03-21-2015

Re: Paypal 2% Mastercard now publicly available

Was approved with 644 transunion.

Valued Contributor
Posts: 1,111
Registered: ‎05-08-2007
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Re: Paypal 2% Mastercard now publicly available

What's the highest SL anybody has seen; seems like 7-8K has been the max.   I talked with Ebay MC rep earlier and they are not sure if these cards will transition into the  2% card..........anybody have any additional information.   My CL has been stuck @ 7.5K and when I ask for CLI they say I am at their max for this card..........have numerous cards over 25K

Established Member
Posts: 29
Registered: ‎08-31-2017
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Re: Paypal 2% Mastercard now publicly available

Showed up on my Experian report today as SYNCB/PAYPAL EXTRAS MC. Has it showed up for anyone yet and did it show up as the extras mc?

Frequent Contributor
Posts: 275
Registered: ‎01-01-2016

Re: Paypal 2% Mastercard now publicly available

[ Edited ]

Apparently for NOW Synch considers Ebay Mc , Paypal Mc , Paypal cash back Mc as same product with different names and rewards which is kind of stupid if you ask me. So all of them report to credit bureau as Synch paypal extrasmc and you can only have any one of these. I closed my ebay extras in aug. So apparently i cannot get paypal cash back until after 12 months :/.  ( synch policy- you cannot apply for the same product for another 12 months even though they are clearly different products in my eyes) .Oh well. I have both double cash and bilspay. 

QS 7K | Disc11.5k | Amex Evday 6.9K | AmexBluCsh 7.7K| NFCUcshrewrds15.5K | Penfed cshrewrds 5K | Consumers Cu Visa signature Cash rebate 6.5K | Blispay 2K| Citi Sim 7K | Citi Double cash 5.6k|
Chase Aarp 4.2K| Chase prime vis sig 3.5K | Walmart MC 10K |Ebay MC 5K| Amz Store CC 5K | Care credit 5.5K |Marvel MC 4K |Good yearCC 2.4k - Over 100k CL all together

FICO SCORES- TU 740, EQ 710, EX729 , AAOA 1 year. Inquiries TONS.
Regular Contributor
Posts: 196
Registered: ‎03-07-2017
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Re: Paypal 2% Mastercard now publicly available

@Kamina
Mine showd up on all 3 EX and TU as SYNCH PAYPAL EXTRA MC.
AMEXPRG.jpgBCP.jpgstarwood-preferred-guest.pnggold-delta-skymiles.pngCapOne QS new.pngavsf0i.pngciti-double-cash-credit-card.jpgplatinum_visa_card.png41VgxfCVJOL.jpg
pp-mc-final.pngIT_CHP_GARNET.pngplccPrimeStoreCard_243x154._TTD_.png20151006_sc_header_cards.pngPayPal_Credit_Logo_v2.jpg
Valued Contributor
Posts: 1,883
Registered: ‎08-24-2013
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Re: Paypal 2% Mastercard now publicly available

@DeepKC
I don't think you have to wait 12 months. I believe that's only the case if Synchrony closed the account.
Regular Contributor
Posts: 196
Registered: ‎03-07-2017
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Re: Paypal 2% Mastercard now publicly available

Here are some datapoints if anyone is interested.

 

I logged into my paypal account this morning, and I noticed that my full credit limit was available and my card hasn't even arrived yet.

 

Also, tried for a CLI via chat but it was a no-go. I'll try again after 3-4 statements seeing as how that worked for Marvel and Amazon.

 

AMEXPRG.jpgBCP.jpgstarwood-preferred-guest.pnggold-delta-skymiles.pngCapOne QS new.pngavsf0i.pngciti-double-cash-credit-card.jpgplatinum_visa_card.png41VgxfCVJOL.jpg
pp-mc-final.pngIT_CHP_GARNET.pngplccPrimeStoreCard_243x154._TTD_.png20151006_sc_header_cards.pngPayPal_Credit_Logo_v2.jpg

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