Reply
Super Contributor
CS800
Posts: 6,547
Registered: ‎04-07-2008

Re: Paypal Bill Me Later


AvaMommy wrote:

CS800 wrote:

AvaMommy wrote:

Seems like many has received this offer! I got an email today stating I was pre-approved. Guess the holidays are approaching quicker than expected!

Dont know yet if I am gping to app for it though....



oooh no you didn't !!!!! :smileyhappy:


I know I know...I have been app free for almost a month! I think I have been "good"! I dont plan on it because I would have jumped on it by now....but with the holidays coming it sure would be nice to defer payments till next yr....lol

 

I feel bad for thinking it! :smileysurprised:( shame on me...lol

 


Just giving you a hard time :smileyhappy:

 

Looking forward to seeing your bronze spade soon lol




Frequent Contributor
AvaMommy
Posts: 297
Registered: ‎08-08-2012

Re: Paypal Bill Me Later


CS800 wrote:

AvaMommy wrote:

CS800 wrote:

AvaMommy wrote:

Seems like many has received this offer! I got an email today stating I was pre-approved. Guess the holidays are approaching quicker than expected!

Dont know yet if I am gping to app for it though....



oooh no you didn't !!!!! :smileyhappy:


I know I know...I have been app free for almost a month! I think I have been "good"! I dont plan on it because I would have jumped on it by now....but with the holidays coming it sure would be nice to defer payments till next yr....lol

 

I feel bad for thinking it! :smileysurprised:( shame on me...lol

 


Just giving you a hard time :smileyhappy:

 

Looking forward to seeing your bronze spade soon lol


lol your funny!

Starting Score: FAKO: TU 602 EQ 550 EX 565 - 08|2012
Current Score: MyFICO: TU 633 EQ 637 EX 669 (AMEX PULL)09|2012
Goal Score: 700 across the board In my wallet: NFCU cashRewards 12000CL, NFCU LOC 10K CL, BofA cashRewards 5000CL, BofA PP 3000CL, JAREDS (AU) 1500CL, SEARS (AU) 7000CL
Under my mattress: Orchard Bank 320CL and Saks Fifth Avenue 100CL. Finally in the Garden. App Free Since 9/18/12 - No apps until March 2013
Established Member
WhyDidntIListentoMom
Posts: 19
Registered: ‎08-11-2011

Re: Paypal Bill Me Later


creditdreamera wrote:

I have a BML account and I love it! They started me with an odd $1627 credit line, so I just say it's $1600. The fact that it doesn't show up on our CR makes sense because they don't give CLI and if you ask for one, all they say is that you have to "try" to purchase something that is more expensive that what your credit line is.


Just an interesting note about the CLI above. I actually received an e-mail from BML last night saying my credit line had been bumped from $500 to $1500. Never really used it until recently for a US Airways flight but I am starting to think they are trying to become more like a CC company. Hopefully, they start reporting soon... would love this nice bump in available credit.

Starting Score: EX 594
Current Score: EX 680
Goal Score: 725

Take the FICO Fitness Challenge

AMEX PRG - NPSL | USAirways MC - 7.4k | Wells Fargo VS - 4.7k | Chase Freedom MC - 3.5k | BML CL 2.5k | J.Crew Retail - 1.47k
Contributor
buildingitbackup
Posts: 97
Registered: ‎07-22-2011

Re: Paypal Bill Me Later

^Exact same thing...The just bumped my limit to $1,750 from $500.  I've been using it over the past year on a regular basis. 


Starting Score: <600 & No Score 2/2011
Current Score EQ : 726
Current Score (TU Walmart): 676
Goal Score: 750


Take the FICO Fitness Challenge
Senior Contributor
Wolf3
Posts: 3,198
Registered: ‎01-24-2010

Re: Paypal Bill Me Later

[ Edited ]

WhyDidntIListentoMom wrote:

creditdreamera wrote:

I have a BML account and I love it! They started me with an odd $1627 credit line, so I just say it's $1600. The fact that it doesn't show up on our CR makes sense because they don't give CLI and if you ask for one, all they say is that you have to "try" to purchase something that is more expensive that what your credit line is.


Just an interesting note about the CLI above. I actually received an e-mail from BML last night saying my credit line had been bumped from $500 to $1500. Never really used it until recently for a US Airways flight but I am starting to think they are trying to become more like a CC company. Hopefully, they start reporting soon... would love this nice bump in available credit.


I hope they continue to not report.   They have ongoing 6 month deferred interest deals based on amount and merchant.     So making use of the deffered interest can keep the utilization high on this account.   Much better for overall utilization if it does not report.  


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+