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Contributor
jorgevazquez87
Posts: 81
Registered: ‎12-26-2012

Paypal Bill me Later Offer

¡Hello everyone!

 

Today I received an e-mail from paypal with the subject: "Congratulations, A special credit offer just for you" I have a few questions regarding this:

 

Does this mean I'm pre-aproved for Bill me Later?

I really want the Paypal Extras Mastercard, if this possible?

 

I'm a frequent Ebay user so the paypal card would be good for the rewards.

 

Thanks!

Valued Contributor
jsucool76
Posts: 2,770
Registered: ‎12-11-2011

Re: Paypal Bill me Later Offer

You can apply for the paypal card on paypal or ebay (ebay card and paypal card are the same card). Did the email specify which product. Paypal SC and I the paypal mastercard are GE, and BML is webbank. Look in the email footer for a company name and it will help you figure our which product its for.
Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart Discover: 2000CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 2000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
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Valued Contributor
starry1
Posts: 2,073
Registered: ‎11-29-2012

Re: Paypal Bill me Later Offer


jorgevazquez87 wrote:

¡Hello everyone!

 

Today I received an e-mail from paypal with the subject: "Congratulations, A special credit offer just for you" I have a few questions regarding this:

 

Does this mean I'm pre-aproved for Bill me Later?

I really want the Paypal Extras Mastercard, if this possible?

 

I'm a frequent Ebay user so the paypal card would be good for the rewards.

 

Thanks!


Its not a preapproval.  I get those emails frequently and have for years.


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 7/28/14 TU 605; EQ 635; EX 632
Goal Score:  625 for now– New goal 675

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Established Contributor
TimeToRecover
Posts: 536
Registered: ‎03-21-2013

Re: Paypal Bill me Later Offer

Be careful with email things.  Many can be phishing scemes. 


Starting Score: 570 ish
Current Score:EX (666) Fair Isaac Ver24/21/2014, EQ (669) Beacon 5 4/21/2014, TU (699) Fico Classic 04 4/21/2014 (ALL MORTGAGE PULL So close to that 700)
Goal Score: 750
NEW HOUSE - Building 2% complete
In My Wallet: GE Care Credit (8K) BofA Cash Rewards Signature Visa (5K) Cap One Quicksilver (4.5K) Chase Freedom (4K) VS Angel Card (900)
Moderator
09Lexie
Posts: 24,569
Registered: ‎09-13-2012

Re: Paypal Bill me Later Offer

ESP PayPal emails. Make sure your first and last name are in the salutation
Valued Member
KingReem
Posts: 25
Registered: ‎04-13-2013

Re: Paypal Bill me Later Offer

I believe I got the same email and applied and was surprised that they gave me a $250 CL not bad for my credit situation ill take anything I can get trust me I'm greatful I applied when BML was owned by the other company and was denied and I think you can only have one or the other so if you have BML you can't get the MC
Valued Contributor
jsucool76
Posts: 2,770
Registered: ‎12-11-2011

Re: Paypal Bill me Later Offer

+1 to kingreem

If you have bml you can't get ppsc or mastercard. Same for all. If you have one you cant get another UNLESS you get another paypal account.
Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart Discover: 2000CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 2000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Regular Contributor
solstice00
Posts: 153
Registered: ‎03-09-2013

Re: Paypal Bill me Later Offer

BML  is pretty nice. They don't report to the Credit Bureaus. So you don't have to worry about utilization.

I use it in the apple store and pay it leisurely withing 6 months.

You can also use it in Ebay.

 



"Its your AAoA, Sir. It seems, Sir, that it is so short that i dont think it would hurt for it to get a little shorter"
Valued Contributor
BearsAndTurtlesRtheBest
Posts: 3,257
Registered: ‎10-02-2012

Re: Paypal Bill me Later Offer

My dad got the same offer today through his e-mail.


$600$800$1,000$500(AU) $2,500
EQ FICO---, EX FICO---, TU FICO---, AAOA 5 months, Utilization 70%, No delinquencies of any sort.
Inquiries on EQ: 19, Inquires on EX: 30, Inquiries on TU: 21, Gardening Since 06-25-14

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