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Paypal Debit Card?

Frequent Contributor

Paypal Debit Card?

Can someone explain how the Paypal debit card works?  If you get one can you use your Paypal credit line anywhere that debit cards are accepted?  kinda confusing...

Current: EQ Fico (700), EX Fico AMX (681) TU Fico Walmart (711) MyFico TU (708) Vantage: TU 803, EX 777, EQ 789
Goal: 700+ across the board.
Message 1 of 18
17 REPLIES
Senior Contributor

Re: Paypal Debit Card?


suebee123 wrote:

Can someone explain how the Paypal debit card works?  If you get one can you use your Paypal credit line anywhere that debit cards are accepted?  kinda confusing...


Do you have paypal smart connect? basicly you should be able to use it anywhere master card is accepted

Message 2 of 18
Frequent Contributor

Re: Paypal Debit Card?

yes I do.  I only use it online as I thought that was the only place I could use Paypal.  But, I saw it has a debit card available and was wondering if it could then be used like a debit/credit card?

Current: EQ Fico (700), EX Fico AMX (681) TU Fico Walmart (711) MyFico TU (708) Vantage: TU 803, EX 777, EQ 789
Goal: 700+ across the board.
Message 3 of 18
Senior Contributor

Re: Paypal Debit Card?


suebee123 wrote:

yes I do.  I only use it online as I thought that was the only place I could use Paypal.  But, I saw it has a debit card available and was wondering if it could then be used like a debit/credit card?


yes, if you have the debit card and paypal smart connect on the same account, when you use your card it comes out of of the smart connect credit line

Message 4 of 18
Frequent Contributor

Re: Paypal Debit Card?

thanks for the help.

 

Current: EQ Fico (700), EX Fico AMX (681) TU Fico Walmart (711) MyFico TU (708) Vantage: TU 803, EX 777, EQ 789
Goal: 700+ across the board.
Message 5 of 18
Established Contributor

Re: Paypal Debit Card?

I have Paypal Debit Card, and I do not have SmartConnect. My card is tied to my checking account. Yes, you can use it anywhere. If you have funds in your Paypal account it will draw on that first, then whatever you have your Paypal account connected to, credit card, checking acct, smart connect.

 

I mostly use it for online purchases where I don't want to use my bank debit or credit card. I don't sell much on ebay anymore, but it's a faster way to access your cash from ebay sales rather than transferring it to your bank account which takes awhile.

Message 6 of 18
Established Contributor

Re: Paypal Debit Card?

The paypal master card uses the money you have in your paypal acc, but you can also link it to your checking account. And if you have the smart connect. You can also link it to it. The paypall dc earns me 1.5% cash back. I use for all my shopping, groceries gas as i dont have any other rewards card.
Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Message 7 of 18
Frequent Contributor

Re: Paypal Debit Card?

Thanks...I'm going to order one.  My Paypal account has a $10,000 limit, and I haven't used it much, so this will help to fix that.

Current: EQ Fico (700), EX Fico AMX (681) TU Fico Walmart (711) MyFico TU (708) Vantage: TU 803, EX 777, EQ 789
Goal: 700+ across the board.
Message 8 of 18
Established Contributor

Re: Paypal Debit Card?

Your paypal smart connect?
Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Message 9 of 18
Frequent Contributor

Re: Paypal Debit Card?

sorry, yes my Pal Pay Smart Connect credit line is $10,000

Current: EQ Fico (700), EX Fico AMX (681) TU Fico Walmart (711) MyFico TU (708) Vantage: TU 803, EX 777, EQ 789
Goal: 700+ across the board.
Message 10 of 18