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Contributor
Posts: 96
Registered: ‎06-24-2012
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Paypal Extras MC/GECRB pre-statement reporting?

[ Edited ]

Does GECRB always do reporting prefirst statement? Other than their intial new account/0 balance days after the app, that is.

 

I was trying to keep my new cards clean, but that tricky GECMB/Paypals account got me.  They reported originally a new line of credit with 0 balance on August 20th, on August 28 I made a Paypal purchase of $76 dollars and paid it in full 2 days later. Apparently I waited too long to pay as they reported that $76 to the credit agencies already as a balance and my first statement has yet to close.

Zync NPSL, BCP ($2000), Chase United ($2000) Chase Amazon ($1500), Chase Freedom ($3000), Discover More ($2000), Paypal Extras ($5000), Citi Forward ($2000), Orchard $2000, Amazon ($5000)
Pre-App Scores: TU98 779, TU04 797, EQ 682, EX 788 (Amex) 8/12
Established Contributor
Posts: 932
Registered: ‎06-12-2012
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Re: Paypal Extras MC/GECRB pre-statement reporting *shakes fist*

So glad I took the time to read this very informative thread.

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Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
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Re: Paypal Extras MC/GECRB pre-statement reporting?

GE reports within days of acct opening regardless of statement date.... Which seems smart if you're a creditor... GECRB prob knows the game we play with our 'app sprees' hahaha! :-P
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Contributor
Posts: 96
Registered: ‎06-24-2012
0

Re: Paypal Extras MC/GECRB pre-statement reporting?

Yes, I knew it would report within days of my app, but it ninja reported a second time, immediately after my first purchase, prior to my first closing date. Caught me a bit off guard.

Zync NPSL, BCP ($2000), Chase United ($2000) Chase Amazon ($1500), Chase Freedom ($3000), Discover More ($2000), Paypal Extras ($5000), Citi Forward ($2000), Orchard $2000, Amazon ($5000)
Pre-App Scores: TU98 779, TU04 797, EQ 682, EX 788 (Amex) 8/12
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