09-05-2012 09:04 AM - edited 09-05-2012 09:18 AM
Does GECRB always do reporting prefirst statement? Other than their intial new account/0 balance days after the app, that is.
I was trying to keep my new cards clean, but that tricky GECMB/Paypals account got me. They reported originally a new line of credit with 0 balance on August 20th, on August 28 I made a Paypal purchase of $76 dollars and paid it in full 2 days later. Apparently I waited too long to pay as they reported that $76 to the credit agencies already as a balance and my first statement has yet to close.
09-05-2012 09:11 AM
09-05-2012 09:45 AM
09-05-2012 11:14 AM
Yes, I knew it would report within days of my app, but it ninja reported a second time, immediately after my first purchase, prior to my first closing date. Caught me a bit off guard.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO