Paypal Extras MC & Citi Dividend Platinum Select CLI Results

[John02]

I got approved for both of these cards, the Paypal Extras MC & Citi Dividend Platinum Select back in late May/early June. From what I had read some people got either auto-CLI's or the LUV button popped up after about their 4th statement for the Paypal. I was getting close to that 4th statement from Paypal so was going to try to make a pretty good payment right before then to hopefully improve the odds/amount of a CLI.

Well I logged on today to make my payment and discovered I had just got an auto CLI!! Went from $3k to $6,250!

I am pretty happy about that, but kind of wonder if it would have been even better if I had made my payment in time. Oh well, still happy.

Then, later I called CITI to see about a SP CLI..they input the request but it came back saying they would have to do a hard pull, which I didn't proceed with. I have already 4 statements with them..should I wait for 6? (or would it be after the 7th so its after 6 months?) Or does it go by actual months since my official account opening day?

[09Lexie]

Congratulations on your Cli. AFAIK, Citi is after 6 mos.

[myjourney]

Congarts and Lexie is correct 6 months with Citi

[John02]

Thanks!

So would that be after the 6th statement cuts? Or do I need to calculate it differently (like if the 1st statement wasn't a full month)?

[09Lexie]

AFAIK, it's 6 months. YMMV

[John02]

Thanks. Would that be 6 months from the first statement closing date, or my original account opening date? My account was opened in late May but the first statement didn't close until late June.

[racer-x]

I'd call GE credit solutions and ask for $10k on the PP.

About 4 months ago, I was auto CLI'd up to $1500, from $1000.  I called, asked for $10k and approved.

[B335is]

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@John02 wrote:

Thanks. Would that be 6 months from the first statement closing date, or my original account opening date? My account was opened in late May but the first statement didn't close until late June.

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To be safe I would wait for the 6th statement to cut.  In my case, I pushed it exactly to 6 months from the date I opened the card and was hit with a HP, no increase.  More recently, I've had success asking customer service to see if I was eligible, and they were able to advise me if a HP was needed or not.  Hnestly though, Citi can go either way, their CLI's are very YMMV.

[kimmiller112]

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@racer-x wrote:

I'd call GE credit solutions and ask for $10k on the PP.

About 4 months ago, I was auto CLI'd up to $1500, from $1000.  I called, asked for $10k and approved.

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Wow, that's sweet!  About a month ago I asked for $6000 (was at $3000) and they countered with $5500.  Next request will be $10,000.

[youngandcreditwrthy]

Congrats!!!
I got my Paypal MC up to $25,000, then they cut it to $6200 lol which is fine with me, I didn't use it too much.
Citi is HP happy so please be careful!