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Valued Member
Jenmerie
Posts: 34
Registered: ‎08-01-2008
0

Paypal Mastercard question

Did mini app spree on two gemb cards i've been wanting.  Approved for the  Amazon Store Card at $800, App'd for the Paypal MC got a message that said call in.  I'm assuming it has to do with verification, any idea what info they need? 

I need a comeback
Community Leader
Mega Contributor
coldnmn
Posts: 15,818
Registered: ‎08-08-2011
0

Re: Paypal Mastercard question

More then likely. The first time I applied they turned me down, the second I got a Smart connect account. both were instant. It looks like a good sign. Keep us updated.  

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank Signature $10,000 / Sam's Mastercard $8500
/ Walmart Mastercard $8000 / Discover IT $5000 / Care Credit $5000
/ Husqvarna $5000 / PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 8/12/14 /

Valued Member
Jenmerie
Posts: 34
Registered: ‎08-01-2008
0

Re: Paypal Mastercard question

called today, approved for smart connect. Only 300 though....
I need a comeback
Community Leader
Mega Contributor
coldnmn
Posts: 15,818
Registered: ‎08-08-2011
0

Re: Paypal Mastercard question

They are good for CLI every 4 months. Be good to them they will be good to you. keep up the good work. :smileyhappy:

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank Signature $10,000 / Sam's Mastercard $8500
/ Walmart Mastercard $8000 / Discover IT $5000 / Care Credit $5000
/ Husqvarna $5000 / PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 8/12/14 /

Frequent Contributor
Odiseous
Posts: 289
Registered: ‎03-08-2011
0

Re: Paypal Mastercard question

 

Jenmerie wrote:
called today, approved for smart connect. Only 300 though....


 

I was also approved initially for the Smart Connect at $300.  I set that as my backup funding source, for my PayPal MC Debit Card. Then used it fairly heavily (multiple payments every month).  



Gemb allows you to request CLIs every 4 months (IIRC). But, they gave me an auto CLI after about 6 mo, to $900 (with heavy use).  Then I stopped using it, and was stuck at $900 for about a year. Then, even without having used it for 6 months, they finally approved a $2k CLI, when I did the manual CLI request. 

 

As always, YMMV.

TU98 751, EQ 766, EX 766 (Lender)

If at first you don't succeed; Garden for 6 months, then try again.

Work the system. Don't let the system work you.
Valued Member
Jenmerie
Posts: 34
Registered: ‎08-01-2008
0

Re: Paypal Mastercard question

[ Edited ]

Really? I've had Walmart for a year..no auto..think I should take it a step further and request a cli ? Or would you just save the inquiry?

I need a comeback
Community Leader
Mega Contributor
coldnmn
Posts: 15,818
Registered: ‎08-08-2011
0

Re: Paypal Mastercard question

Absolutely every 4 months you should be good for an increase with a manual CLI from the web site. It should be a soft pull has been for me.  

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank Signature $10,000 / Sam's Mastercard $8500
/ Walmart Mastercard $8000 / Discover IT $5000 / Care Credit $5000
/ Husqvarna $5000 / PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 8/12/14 /

Community Leader
Mega Contributor
coldnmn
Posts: 15,818
Registered: ‎08-08-2011
0

Re: Paypal Mastercard question

When the time comes for a CLI from SmartConnect. Log into PayPal select card details and then select Spending Power. 

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank Signature $10,000 / Sam's Mastercard $8500
/ Walmart Mastercard $8000 / Discover IT $5000 / Care Credit $5000
/ Husqvarna $5000 / PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 8/12/14 /

Valued Member
Jenmerie
Posts: 34
Registered: ‎08-01-2008
0

Re: Paypal Mastercard question

Got denied for a click...probably too many inquiries.. I'm OK with my two new accounts .
I need a comeback
Established Contributor
UFGuy2006
Posts: 745
Registered: ‎08-02-2008
0

Re: Paypal Mastercard question


Jenmerie wrote:

Really? I've had Walmart for a year..no auto..think I should take it a step further and request a cli ? Or would you just save the inquiry?


Yeah every 4 months you can request it and almost 99.9% of the time they give you something.

FICO: EX: 743 (10/14); TU: 758 (9/14); EQ 721 (9/14)

In My Wallet: Amex X 5 | Barclays X 3 | BOA X 1 | CapOne X 3 | Chase X 3 | Citi X 7 | DCU X 1 | Discover X 1 | Fidelity X 1 | Fifth Third X 1 | Macys X 1 | PenFed X 1 | PSECU X 1 | Sams Club MC X 1 | Target RedCard X 1 | USAA X 2 | US Bank X 1 | Walmart X 1 | Wells Fargo X 1 = 36 Cards

Holding off apps until the end of the year! Wish me luck!

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