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Paypal Mastercard question

Valued Member

Paypal Mastercard question

Did mini app spree on two gemb cards i've been wanting.  Approved for the  Amazon Store Card at $800, App'd for the Paypal MC got a message that said call in.  I'm assuming it has to do with verification, any idea what info they need? 

I need a comeback
Message 1 of 27
26 REPLIES
Mega Contributor

Re: Paypal Mastercard question

More then likely. The first time I applied they turned me down, the second I got a Smart connect account. both were instant. It looks like a good sign. Keep us updated.  

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $13.5k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $4.85k / Citi DC (WMC) $10k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 27
Valued Member

Re: Paypal Mastercard question

called today, approved for smart connect. Only 300 though....
I need a comeback
Message 3 of 27
Mega Contributor

Re: Paypal Mastercard question

They are good for CLI every 4 months. Be good to them they will be good to you. keep up the good work. Smiley Happy

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $13.5k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $4.85k / Citi DC (WMC) $10k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 27
Frequent Contributor

Re: Paypal Mastercard question

 

Jenmerie wrote:
called today, approved for smart connect. Only 300 though....

 

I was also approved initially for the Smart Connect at $300.  I set that as my backup funding source, for my PayPal MC Debit Card. Then used it fairly heavily (multiple payments every month).  

Gemb allows you to request CLIs every 4 months (IIRC). But, they gave me an auto CLI after about 6 mo, to $900 (with heavy use).  Then I stopped using it, and was stuck at $900 for about a year. Then, even without having used it for 6 months, they finally approved a $2k CLI, when I did the manual CLI request. 

 

As always, YMMV.

TU98 751, EQ 766, EX 766 (Lender)

If at first you don't succeed; Garden for 6 months, then try again.

Work the system. Don't let the system work you.
Message 5 of 27
Valued Member

Re: Paypal Mastercard question

Really? I've had Walmart for a year..no auto..think I should take it a step further and request a cli ? Or would you just save the inquiry?

I need a comeback
Message 6 of 27
Mega Contributor

Re: Paypal Mastercard question

Absolutely every 4 months you should be good for an increase with a manual CLI from the web site. It should be a soft pull has been for me.  

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $13.5k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $4.85k / Citi DC (WMC) $10k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 7 of 27
Mega Contributor

Re: Paypal Mastercard question

When the time comes for a CLI from SmartConnect. Log into PayPal select card details and then select Spending Power. 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $13.5k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $4.85k / Citi DC (WMC) $10k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 8 of 27
Valued Member

Re: Paypal Mastercard question

Got denied for a click...probably too many inquiries.. I'm OK with my two new accounts .
I need a comeback
Message 9 of 27
Established Contributor

Re: Paypal Mastercard question


Jenmerie wrote:

Really? I've had Walmart for a year..no auto..think I should take it a step further and request a cli ? Or would you just save the inquiry?


Yeah every 4 months you can request it and almost 99.9% of the time they give you something.

FICO: EX: 740 (1/18); TU: 753 (12/17); EQ 777 (12/17)
Amex Blue Cash | Amex Mercedes Benz | Amex Schwab Platinum | Amex SimplyCash Plus | Barclays Uber Platinum Visa | Chase Amazon Prime Visa Signature | Chase Freedom Visa Signature | Chase IHG Premier World Elite Mastercard Discover IT Miles | Discover IT More | Lowes Advantage | Macys Store | NFCU Flagship Visa Signature | Penfed Pathfinder Rewards Amex | USAA Limitless Rewards Platinum Visa
Message 10 of 27