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Valued Member
Posts: 35
Registered: ‎08-01-2008
0

Paypal Mastercard question

Did mini app spree on two gemb cards i've been wanting.  Approved for the  Amazon Store Card at $800, App'd for the Paypal MC got a message that said call in.  I'm assuming it has to do with verification, any idea what info they need? 

I need a comeback
Mega Contributor
Posts: 17,147
Registered: ‎08-08-2011
0

Re: Paypal Mastercard question

More then likely. The first time I applied they turned me down, the second I got a Smart connect account. both were instant. It looks like a good sign. Keep us updated.  


IT $16.5k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $10k / Walmart Mastercard $8k / Blispay $7.5k PayPal Ex MC $6.1k
CareCredit $5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $3.95k / Citi DC (WMC) $5.7k
Gardening Date 7/01/16 / MyFico 08: EQ 729 / TU 724 / EX 750 / 7/12/15
Valued Member
Posts: 35
Registered: ‎08-01-2008
0

Re: Paypal Mastercard question

called today, approved for smart connect. Only 300 though....
I need a comeback
Mega Contributor
Posts: 17,147
Registered: ‎08-08-2011
0

Re: Paypal Mastercard question

They are good for CLI every 4 months. Be good to them they will be good to you. keep up the good work. Smiley Happy


IT $16.5k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $10k / Walmart Mastercard $8k / Blispay $7.5k PayPal Ex MC $6.1k
CareCredit $5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $3.95k / Citi DC (WMC) $5.7k
Gardening Date 7/01/16 / MyFico 08: EQ 729 / TU 724 / EX 750 / 7/12/15
Frequent Contributor
Posts: 314
Registered: ‎03-08-2011
0

Re: Paypal Mastercard question

 

Jenmerie wrote:
called today, approved for smart connect. Only 300 though....

 

I was also approved initially for the Smart Connect at $300.  I set that as my backup funding source, for my PayPal MC Debit Card. Then used it fairly heavily (multiple payments every month).  

Gemb allows you to request CLIs every 4 months (IIRC). But, they gave me an auto CLI after about 6 mo, to $900 (with heavy use).  Then I stopped using it, and was stuck at $900 for about a year. Then, even without having used it for 6 months, they finally approved a $2k CLI, when I did the manual CLI request. 

As always, YMMV

TU98 751, EQ 766, EX 766 (Lender)

If at first you don't succeed; Garden for 6 months, then try again.

Work the system. Don't let the system work you.
Valued Member
Posts: 35
Registered: ‎08-01-2008
0

Re: Paypal Mastercard question

[ Edited ]

Really? I've had Walmart for a year..no auto..think I should take it a step further and request a cli ? Or would you just save the inquiry?

I need a comeback
Mega Contributor
Posts: 17,147
Registered: ‎08-08-2011
0

Re: Paypal Mastercard question

Absolutely every 4 months you should be good for an increase with a manual CLI from the web site. It should be a soft pull has been for me.  


IT $16.5k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $10k / Walmart Mastercard $8k / Blispay $7.5k PayPal Ex MC $6.1k
CareCredit $5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $3.95k / Citi DC (WMC) $5.7k
Gardening Date 7/01/16 / MyFico 08: EQ 729 / TU 724 / EX 750 / 7/12/15
Mega Contributor
Posts: 17,147
Registered: ‎08-08-2011
0

Re: Paypal Mastercard question

When the time comes for a CLI from SmartConnect. Log into PayPal select card details and then select Spending Power. 


IT $16.5k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $10k / Walmart Mastercard $8k / Blispay $7.5k PayPal Ex MC $6.1k
CareCredit $5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $3.95k / Citi DC (WMC) $5.7k
Gardening Date 7/01/16 / MyFico 08: EQ 729 / TU 724 / EX 750 / 7/12/15
Valued Member
Posts: 35
Registered: ‎08-01-2008
0

Re: Paypal Mastercard question

Got denied for a click...probably too many inquiries.. I'm OK with my two new accounts .
I need a comeback
Established Contributor
Posts: 953
Registered: ‎08-02-2008
0

Re: Paypal Mastercard question


Jenmerie wrote:

Really? I've had Walmart for a year..no auto..think I should take it a step further and request a cli ? Or would you just save the inquiry?


Yeah every 4 months you can request it and almost 99.9% of the time they give you something.

FICO: EX: 766 (8/16); TU: 782 (7/16); EQ 776 (8/16)

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