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Frequent Contributor
Posts: 270
Registered: ‎03-06-2014
0

Paypal Mastercard

Yesterday I received a Paypal Mastercard in the mail.  I did not ask for it, nor did I apply for it.  On the letter it states that I did not ask for it, and that it was promotional; but it really is the card.  It also says if I chose not to activate it to destroy the card.  It gives no mention of a CL; basically it doesn't give me a whole lot of info.  After searching these boards to me it looks like they are known for giving good CL and CLI; but I am not sure if I try to activate it what will happen.  I don't really want another HP on my CR right now; but could really use a card with a good CL.  Thoughts?


Beginning myfico score watch 608 (4/4/14)
EQ 652 (9/17/14) myfico
TU 641 (9/17/14) myfico
EX 671 (9/17/14) myfico
**Goal Score: 700 across the board
Epic Contributor
Posts: 24,080
Registered: ‎10-23-2007
0

Re: Paypal Mastercard


JPeanut503 wrote:

Yesterday I received a Paypal Mastercard in the mail.  I did not ask for it, nor did I apply for it.  On the letter it states that I did not ask for it, and that it was promotional; but it really is the card.  It also says if I chose not to activate it to destroy the card.  It gives no mention of a CL; basically it doesn't give me a whole lot of info.  After searching these boards to me it looks like they are known for giving good CL and CLI; but I am not sure if I try to activate it what will happen.  I don't really want another HP on my CR right now; but could really use a card with a good CL.  Thoughts?


I have never heard of such a thing... I LOVE IT!

Does it give a web address and special offer number or what does it tell you to do?

and by the looks of last updated scores in your sigi, if they are offering you the MC you should take it and would probably do you great!

Fico Scores: EQ- 647., TU 705 Sync, EX 700 (04/07/15)
I'm just trying to catch up to RON1
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
80 Cards and Counting :smileytongue:
Frequent Contributor
Posts: 270
Registered: ‎03-06-2014
0

Re: Paypal Mastercard

No offer number, just a site/phone number to call and activate.

So you think I should go for it?


Beginning myfico score watch 608 (4/4/14)
EQ 652 (9/17/14) myfico
TU 641 (9/17/14) myfico
EX 671 (9/17/14) myfico
**Goal Score: 700 across the board
Epic Contributor
Posts: 24,080
Registered: ‎10-23-2007
0

Re: Paypal Mastercard


JPeanut503 wrote:

No offer number, just a site/phone number to call and activate.

So you think I should go for it?


What does the card look like? say "debit on it?

 

 

Fico Scores: EQ- 647., TU 705 Sync, EX 700 (04/07/15)
I'm just trying to catch up to RON1
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
80 Cards and Counting :smileytongue:
Mega Contributor
Posts: 16,663
Registered: ‎08-08-2011
0

Re: Paypal Mastercard

Do you have PayPal smartconnect if so maybe it's an upgrade.

Community Leader
Senior Contributor
Posts: 17,668
Registered: ‎12-13-2013
0

Re: Paypal Mastercard

It would be illegal to just send you a card, must be an upgrade to something you already have.

EX Fico 08 BC 02/15: 790 (-7); EX Fico 04 V2 06/14: 775
EQ Beacon 5.0 12/14 757
TU Fico 8 04/15: 757 (0)
Frequent Contributor
Posts: 270
Registered: ‎03-06-2014
0

Re: Paypal Mastercard

As far as I know I just have the normal paypal account?  I have had it forever!!  I go in phases where I use it more often, but we are not talking $1000's here, maybe at the most a couple 100.  Of course I left the card on the counter at home this morning.  I will look again tomorrow to see if it says "debit". 

 

Can I tell from my Paypal account if I have that smartconnect thing?

 

 

 


Beginning myfico score watch 608 (4/4/14)
EQ 652 (9/17/14) myfico
TU 641 (9/17/14) myfico
EX 671 (9/17/14) myfico
**Goal Score: 700 across the board
Epic Contributor
Posts: 24,080
Registered: ‎10-23-2007
0

Re: Paypal Mastercard


JPeanut503 wrote:

As far as I know I just have the normal paypal account?  I have had it forever!!  I go in phases where I use it more often, but we are not talking $1000's here, maybe at the most a couple 100.  Of course I left the card on the counter at home this morning.  I will look again tomorrow to see if it says "debit". 

 

Can I tell from my Paypal account if I have that smartconnect thing?

 

 

 


just call and see what they say, I would assume it's something pertaining to access to your paypal funds not an actually credit account.

did you remember anything about it saying it's through GE?

Fico Scores: EQ- 647., TU 705 Sync, EX 700 (04/07/15)
I'm just trying to catch up to RON1
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
80 Cards and Counting :smileytongue:
Frequent Contributor
Posts: 270
Registered: ‎03-06-2014
0

Re: Paypal Mastercard

After further investigation it's looks as though it is a Business Debit Mastercard.  Still not sure why I received it; but not what I am looking for right now if it won't give me a line of credit. :smileyembarrassed: 


Beginning myfico score watch 608 (4/4/14)
EQ 652 (9/17/14) myfico
TU 641 (9/17/14) myfico
EX 671 (9/17/14) myfico
**Goal Score: 700 across the board
Epic Contributor
Posts: 24,080
Registered: ‎10-23-2007
0

Re: Paypal Mastercard


JPeanut503 wrote:

After further investigation it's looks as though it is a Business Debit Mastercard.  Still not sure why I received it; but not what I am looking for right now if it won't give me a line of credit. :smileyembarrassed: 


haha, sorry for your disappointment!

Fico Scores: EQ- 647., TU 705 Sync, EX 700 (04/07/15)
I'm just trying to catch up to RON1
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
80 Cards and Counting :smileytongue:
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