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I just use my smart connect when I am too lazy to get my wallet and the vender accepts paypal. Smartconnect can be used ANYWHERE paypal is accepted, and most online retailers accept it. That sucks about the address but it can still be used alot of places online.
Edit: What jsucool said
I just attempted to use my Paypal Smart Connect at Newegg, and it won't let me use it. It first says it can't ship to my address because it's unconfirmed, and then it says the only confirmed address is my po box, but they won't ship to a po box using Paypal. This is my problem with two other places I tried too. I'm calling Paypal to try to figure out how to "confirm" the physical address, but if they can't confirm it, and no one will ship to a po box, then this account will become useless since they tell me that these are the reasons they also can't send me a debit card.
I just wanted to add an update. I found out that I can download the app and use my account at Dollar General, Home Depot, Office Depot, and I forget the other couple of stores, but it's not many major stores at all. The app helps me find which stores take it. I can also use it at Toysrus just by using my phone number and pin number. I also got the address verification to work by adding a credit card, and making sure that I used the correct physical address as the billing address for that card. When I go to Newegg now, all I have to do is use that physical address and I can get the item shipped to me. The only problem I will have is if the company sends it through the mail and has a mail forwarding block (which most packages do not).