Credit Card Center Advertiser Disclosure

New Visitor
Posts: 1
Registered: ‎09-25-2013
0 Kudos

Re: Paypal Smart Connect Cash Advance Loophole

I just created a second account and tried to do this and the message I received was We're sorry we're unable to send right now.

Established Contributor
Posts: 985
Registered: ‎12-17-2012
0 Kudos

Re: Paypal Smart Connect Cash Advance Loophole

I know this thread is from a few months back but I wanted to chime in since doing this almost got my 2 paypal accounts shut down.


I sent a payment to myself between my 2 paypal accounts using the smart connect. About 10 days later. I logged into paypal to make a payment an dmy account was retricted, meaning I couldnt do anything.


I called customer service and the CSR told me atht the account was restricted becuiae I sent money to myslef and that it is against paypals policy to do that. She remove dthe restriction and warned me that if I did that gain they woudl shut down both my paypal accounts.


Just wanted to give a heads up to anyone that might try and do this. Dont do it, they will close yoru accounts.

New Visitor
Posts: 2
Registered: ‎07-08-2014
0 Kudos

Re: Paypal Smart Connect Cash Advance Loophole

PayPal goes out of their way, very successfully, to make sure you can't have more than one PayPal account.  You have to verify yourself umpteen number of times that always leads back to your same home address, same bank account, same credit card, same phone number, etc.  And even if you did fool them, and you want to get money out of their account, this is where they get you.  You have to receive the money somehow which gives you away as the same person on each account.


I don't even know why anybody would want two PayPal accounts.  Having them steal from you and screw you twice is just too much.

Valued Contributor
Posts: 1,112
Registered: ‎06-08-2007
0 Kudos

Re: Paypal Smart Connect Cash Advance Loophole

RobbedByBankers wrote:

PayPal goes out of their way, very successfully, to make sure you can't have more than one PayPal account.

You are allowed two accounts.  One personal, one business/premier.  That was in the terms when I signed up and I'm sure it still is.

EQ08 BE: 746 | TU08: 766 | EX08: 727
Chase Ink [21.5k], Citi DC [20k], Alliant [15k], GICU [15k], QS1 [14.7k], Amex OBC [10k], Sportsman's Guide [9.4k], Blispay [7.5k], PenFed [6.5k], Chase Amazon [6.5k], Discover it [5.2k], Citi TYP [5.2k], Chase Freedom [5k], Fidelity Amex [5k], Consumers CU [5k], Wyndham [5k], Synch/Amazon [5k], Synch/Paypal [5k], Elan [4.5k], Ft.Knox [2.5k], BofA BBR [2k], Victoria's [1.7k], BofA 123 [500!]
Established Contributor
Posts: 723
Registered: ‎06-02-2014
0 Kudos

Re: Paypal Smart Connect Cash Advance Loophole

Credit card companies are like Las Vegas casinos - they make billion$ because they don't like to give money away.  Sooner or later they find the loopholes and shut them down =/ 

Frequent Contributor
Posts: 272
Registered: ‎12-13-2012

Re: Paypal Smart Connect Cash Advance Loophole

Save yourself some grief by having a trusted friend or relative open a PayPal account or find out if they have an existing account.  If you need the money, just send it to them and have them give you the cash.  Booyah.

Experian Score: 689--Amex 27 July 2014; Equifax Score 680--MyFICO--17 September 2014; TransUnion Score 718-Discover 20 August 2014--PUH-RAISE JESUS, I finally broke 700!!! Cards and Credit Lines: Escape by Discover, Chase Freedom Signature Visa, Chase United MileagePlus Explorer Signature Visa, Chase Sapphire Preferred Signature Visa, Barclay's Holland America Visa, Citibank Custom Credit Line, Paypal Custom Connect Credit Line, Bloomingdale's, Macy's Premier Elite, Amazon Store Card, Lord & Taylor, Nordstrom, Discover It, Gold Delta SkyMiles from American Express, PayPal BML.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.