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Paypal Smart Connect Reporting

Super Contributor

Paypal Smart Connect Reporting

Hey MyFico,

 

Tried to search the forums, couldn't find a thread with an answer, so anyways, Just curious how long it took before the paypal smart connect will start showin up on my report. Smiley Very Happy

Message 1 of 11
10 REPLIES
Valued Contributor

Re: Paypal Smart Connect Reporting


jsucool76 wrote:

Hey MyFico,

 

Tried to search the forums, couldn't find a thread with an answer, so anyways, Just curious how long it took before the paypal smart connect will start showin up on my report. Smiley Very Happy


I do not think it ever will.

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 2 of 11
Super Contributor

Re: Paypal Smart Connect Reporting

Oh, I thought I read somewhere it reported as a revolving line of credit because it's a GECRB product. D: 

 

Bah, that's disappointing. 

Message 3 of 11
Valued Contributor

Re: Paypal Smart Connect Reporting

I may be wrong.

 

Hopefully somebody with first-hand knowledge, will reply.

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 4 of 11
Frequent Contributor

Re: Paypal Smart Connect Reporting

It showed up on all 3 CRA within a few days of opening the account.  I even got the first bill already (due 8/15).  I apped on 7/14.

 

It shows up as "GECRB/PAYPAL SMART CON".  On EX it is listed as a credit card and the other 2 it is listed as Revolving. It properly lists the CL on all 3.

Message 5 of 11
Super Contributor

Re: Paypal Smart Connect Reporting


Middleswarth wrote:

It showed up on all 3 CRA within a few days of opening the account.  I even got the first bill already (due 8/15).  I apped on 7/14.

 

It shows up as "GECRB/PAYPAL SMART CON".  On EX it is listed as a credit card and the other 2 it is listed as Revolving. It properly lists the CL on all 3.


Sweet, didn't think it'd show up that quick. It'll end up being the first thing on any of my reports because cap1 is quite slowpokish. 

Message 6 of 11
Regular Contributor

Re: Paypal Smart Connect Reporting

i apped on 7/15/12. got alerts on 7/20/12 & 7/21/12 that new accts were opened on equ and exp.

 

A new account at GECRBPAYPALSMARTCONN has been opened in your name. 
equifax lists it as credit card.

 

A new account at GECRB/PAYPAL SMART CONN has been opened in your name. 
experian lists it as retail trade. (not sure what that means)

 

i have not received any hard pull inqs for either


Starting Score: EQ 505 jul09
Current Score: EQ 702 TU 693 EX 692 apr12
Goal Score: 700+


Take the FICO Fitness Challenge
Message 7 of 11
Valued Contributor

Re: Paypal Smart Connect Reporting

Mine also started reporting just days after i was approved
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 8 of 11
Senior Contributor

Re: Paypal Smart Connect Reporting


jsickz32 wrote:
Mine also started reporting just days after i was approved


same here, less than 5 days of me opening it showed up

Message 9 of 11
Regular Contributor

Re: Paypal Smart Connect Reporting

Be careful with it. I had my account go into collections after an accident i got into and I have had no luck getting the negligent account removed.  Just be sure and make all your payments on time. Paypal is no fun to work with.

Message 10 of 11