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Valued Contributor
jsucool76
Posts: 2,668
Registered: ‎12-11-2011

Paypal Smart Connect Reporting

Hey MyFico,

 

Tried to search the forums, couldn't find a thread with an answer, so anyways, Just curious how long it took before the paypal smart connect will start showin up on my report. :smileyvery-happy:

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Valued Contributor
Repo-ed
Posts: 2,602
Registered: ‎02-09-2012

Re: Paypal Smart Connect Reporting


jsucool76 wrote:

Hey MyFico,

 

Tried to search the forums, couldn't find a thread with an answer, so anyways, Just curious how long it took before the paypal smart connect will start showin up on my report. :smileyvery-happy:


I do not think it ever will.


Starting Score: TU:650 - EQ: 672
Current Score: TU: 706 - EQ: 680 - EX: 699
Goal Score: 700

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Valued Contributor
jsucool76
Posts: 2,668
Registered: ‎12-11-2011

Re: Paypal Smart Connect Reporting

Oh, I thought I read somewhere it reported as a revolving line of credit because it's a GECRB product. D: 

 

Bah, that's disappointing. 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Valued Contributor
Repo-ed
Posts: 2,602
Registered: ‎02-09-2012

Re: Paypal Smart Connect Reporting

I may be wrong.

 

Hopefully somebody with first-hand knowledge, will reply.


Starting Score: TU:650 - EQ: 672
Current Score: TU: 706 - EQ: 680 - EX: 699
Goal Score: 700

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Regular Contributor
Middleswarth
Posts: 160
Registered: ‎08-31-2011

Re: Paypal Smart Connect Reporting

It showed up on all 3 CRA within a few days of opening the account.  I even got the first bill already (due 8/15).  I apped on 7/14.

 

It shows up as "GECRB/PAYPAL SMART CON".  On EX it is listed as a credit card and the other 2 it is listed as Revolving. It properly lists the CL on all 3.


Starting Score: EQ 603 (12/18/2011), TU 621 (10/01/11)
Current Score (7/14/12): EQ 630, TU 691, EX 670 (bank pull)
Goal: 730+ by August 2014
Wallet: NFCU Visa (10k), USAA Secured MC (5k), American Airlines CC (2k), US Airways MC (1.5k), Discover More (1k), Macy's (600), Cap One (500), and Kohl's (400).
Garden planted. Working on the weeds.
Valued Contributor
jsucool76
Posts: 2,668
Registered: ‎12-11-2011

Re: Paypal Smart Connect Reporting


Middleswarth wrote:

It showed up on all 3 CRA within a few days of opening the account.  I even got the first bill already (due 8/15).  I apped on 7/14.

 

It shows up as "GECRB/PAYPAL SMART CON".  On EX it is listed as a credit card and the other 2 it is listed as Revolving. It properly lists the CL on all 3.


Sweet, didn't think it'd show up that quick. It'll end up being the first thing on any of my reports because cap1 is quite slowpokish. 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Regular Contributor
sewmuchdebt
Posts: 162
Registered: ‎05-14-2009

Re: Paypal Smart Connect Reporting

i apped on 7/15/12. got alerts on 7/20/12 & 7/21/12 that new accts were opened on equ and exp.

 

A new account at GECRBPAYPALSMARTCONN has been opened in your name. 
equifax lists it as credit card.

 

A new account at GECRB/PAYPAL SMART CONN has been opened in your name. 
experian lists it as retail trade. (not sure what that means)

 

i have not received any hard pull inqs for either


Starting Score: EQ 505 jul09
Current Score: EQ 702 TU 693 EX 692 apr12
Goal Score: 700+


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Valued Contributor
jsickz32
Posts: 1,815
Registered: ‎06-25-2012

Re: Paypal Smart Connect Reporting

Mine also started reporting just days after i was approved
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)
Valued Contributor
john398
Posts: 2,360
Registered: ‎01-19-2009

Re: Paypal Smart Connect Reporting


jsickz32 wrote:
Mine also started reporting just days after i was approved


same here, less than 5 days of me opening it showed up

Regular Contributor
AJC1987
Posts: 128
Registered: ‎03-29-2009

Re: Paypal Smart Connect Reporting

Be careful with it. I had my account go into collections after an accident i got into and I have had no luck getting the negligent account removed.  Just be sure and make all your payments on time. Paypal is no fun to work with.


Starting Score: 570
Current Score: EQF: 756.... 10.25.2012 TU: 759.....10.25.2012 EXP: 744 (vantage score)..... 10.25.2012
Closed on first house! 12.10.12

Goal Score: 750


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