Paypal Smart Connect,how to grow CL?

[reno55]

I just got approved for this for $500. For those who have had this account what is the key to growing this credit line?

I have a few other Synchrony accounts also.

[One7]

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@reno55 wrote:
I just got approved for this for $500. For those who have had this account what is the key to growing this credit line?

I have a few other Synchrony accounts also.

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Usually you can call the automated system every 4 months and they will grant you decent increases every time. Some people like to call their solutions office and ask for $20k and see what they counter with.

[Jarnog]

DW has had it for over a  year.  She uses it at least once a month.  I believe she started with $500.  After 6 months, carried a balance a couple months, she got an auto CLI of $200. 

When she recently (3/19/15) got utilization to report 5% and went on her spree she called in to request a CLI on this again.  They bumped her another $1500 (asked for $10k) for a total of $2200 now. 

In between all this she would try once a month maybe once every couple of months for an increase with no luck.  Calling into the automated system (which is what she always did) are SP requests.

So just from her experience, use it, pay it and if file justifies it increases will come. 

Hope this helps

[JMMD]

I had mine for a few months and use it sparingly. One day I logged in and had a nice CLI. I think it was a $700 increase.

[jsucool76]

I just call the automated system and ask for a CLI when I remember. I almost never use this account unless they send me an offer for like..spend $50 get $10 back. 

[reno55]

So probably don't even try for it until about 4 months?

[Anonymous]

What is the number to call??