Paypal SmartConnect ALMOST 4 months old. Should I ask for CLI now?

[pt2005]

Hi,

I called JCP last week and got an CLI. I now want to do the same on my Paypal SmartConnect (opened 7/2012). The initial and current limit is $800.

For the past 3 months, I used it about $200 each month and have gotten 3 statements so far.

I plan to ask for a CLI today. Saw people from this forum who "ask-get-rejected-log on account-and-see-auto-CLI-in a few days", so I plan to do it anyway (today) since my 4th statement is coming in about 2 weeks. And if I'm lucky today to get a CLI, I think () I can call in again after the 4th to ask for an official one.

What do you think?

Thanks

[kobe2012]

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@pt2005 wrote:

Hi,

I called JCP last week and got an CLI. I now want to do the same on my Paypal SmartConnect (opened 7/2012). The initial and current limit is $800.

For the past 3 months, I used it about $200 each month and have gotten 3 statements so far.

I plan to ask for a CLI today. Saw people from this forum who "ask-get-rejected-log on account-and-see-auto-CLI-in a few days", so I plan to do it anyway (today) since my 4th statement is coming in about 2 weeks. And if I'm lucky today to get a CLI, I think () I can call in again after the 4th to ask for an official one.

What do you think?

Thanks

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Yes i think you should call and speak with an underwriter...you will get more than the automated one..good luck

[jsickz32]

I got my smart connect around the end of august. I was approved for 300 and was given a auto cli to 2200. I dont know when it was given to me but i noticed it after my second statement ended. Im a advantage member on paypal so maybe that had something to do with it?

[pt2005]

I just called the number on the back of my card (1-866-571-3012) and somehow bypassed the automated voice. Talked to an Indian lady and she asked me for income. Then about 20 secs later she said "sorry, will receive a letter in 7-10 days...". 

[distantarray]

pm me later I'll give you a better number to call

[john398]

I forget, does paypal smart connect have an actual account number? I know they can look up under ssn, just curious

[jsickz32]

Yes they even send you a paper card with your account number

[Fresh-Start]

I think you will have better luck if you try again after your 4th statement cuts.  They are probably being finicky since it hasn't yet.  

[Wolf3]

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@john398 wrote:

I forget, does paypal smart connect have an actual account number? I know they can look up under ssn, just curious

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They have a 16 digit account number.   They only show the last 4 digits online and on the statement.

I've had better luck on CLI with them by charging up over the limt and PIF the whole amount by due date. Last increase $2800 to $4300.  Not for the faint of heart or those obsessed with there utilization.