Credit Cards Center Credit cards from our partners
Reply
Epic Contributor
Posts: 29,086
Registered: ‎10-23-2007
0

Paypal pay later?

Is this replacing the Paypal Buyers Credit and they just changed the name or something new?
I saw it and then paid for my item using my money in paypal account instead and now can't find it again to find out if it's still issued by GEMB and the rates etc.
Epic Contributor
Posts: 29,086
Registered: ‎10-23-2007
0

Re: Paypal pay later?

it is offered by GE and looks like you can only apply for it if you don't have one of the other cards (ebay, buyer plus, buyers credit)
Dont think I want to take the hard right now, scores just not high enough
Member
Posts: 17
Registered: ‎10-29-2011
0

Re: Paypal pay later?

I have not heard anything about it actually replacing PayPal.  Just another service provided and powered by PayPal.  I applied for it to purchase a laptop online.  I was declined due to "information not matching my credit report."  When I called, I was informed that the billing information on my Experian report did not match what I entered.  Lucky for me, I had my Experian data in front of me.  I went through it line by line with the friendly care rep, and we both could not see anything wrong.  He indicated that there may have been a glitch, or perhaps I needed to put St. for street rather than just the name of my street.  His suggestion was that I apply for the card a few more times and see if it goes through.  I asked him if this will result in additional credit card inquiries, or if they would be soft pulls.  He told me that they were going to be hard pulls.  When asked if he thought that it was a good idea to repeatedly attempt to get credit resulting in hard inquiries, he said, "well, do you really want the item you are trying to purchase."  That just did not sound right.  So, as of right now, I am not a fan of the Pay Later program.  Just seemed like and irresponsible response.




Starting Score: 665
Current Score: 665
Goal Score: 700


Take the FICO Fitness Challenge
Super Contributor
Posts: 6,028
Registered: ‎09-18-2007
0

Re: Paypal pay later?

It might a rebranding of the billme later which is now owned by paypal.

Super Contributor
Posts: 6,028
Registered: ‎09-18-2007
0

Re: Paypal pay later?

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.