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Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012
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Paypal payment with AMEX

[ Edited ]

I purchased something on ebay for about $400. The payment was sent with my AMEX through paypal. Everything went through just fine. The merchandise arrived no problem, and paypal says everything is complete. The last 4 digits of the credit card displayed by paypal line up with the last 4 digits of my card. Now here is the odd part, AMEX has no record of the transaction. They do not see it via customer service, and I do not see it online. This transaction was almost 2 weeks ago. The AMEX customer service person basically said, enjoy your free stuff. Such an odd occurrence.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
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Bobert22
Posts: 236
Registered: ‎01-20-2013
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Re: Paypal payment with AMEX

It'll show up later on (most likely). It happened to me once with Discover card through PayPal. Eventually it was authorized and then charged on my credit card at a later time.
Capital One 2006--$5,000 ||| AMEX Macy's 2008--$2,300 ||| Kohl's 2009-- $1,000 ||| JCP 2010-- $1,000 ||| Walmart Discover 2010-- $5,000 ||| Sears 2011 -- $3,600 ||| Sears 2011 -- $3,500 ||| Chase Freedom 2012--$7,500 ||| Discover IT 2013 -- $4,000
||| Chase Sapphire Preferred 2013 -- $10,000

SCORES: EQ FICO: 787, EX FAKO: 801, TU FICO: 790 (Lender Pull)
Established Contributor
BrokaToe
Posts: 726
Registered: ‎05-12-2012
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Re: Paypal payment with AMEX

Oh that really sucks. Unexpected charges posting is never an enjoyable thing. They always seem to hit at the worst time. :smileyfrustrated:


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09Lexie
Posts: 25,373
Registered: ‎09-13-2012
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Re: Paypal payment with AMEX

That's funny! I had a similar situation with Paypal last Friday. In my case, I noticed a $25 "merchandise adjustment sale' on my PayPal account on their website under my PayPal MC but the charge does NOT appear on my actual CC. Plus, I have not purchased anything for $25 either with PayPal or on my MC. So after calling PayPal, they couldn't see the charge either- but just to make sure they gave me a $25 credit and told me to monitor both accounts.

Sorry didn't mean to hijack your thread.
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012
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Re: Paypal payment with AMEX


09Lexie wrote:
That's funny! I had a similar situation with Paypal last Friday. In my case, I noticed a $25 "merchandise adjustment sale' on my PayPal account on their website under my PayPal MC but the charge does NOT appear on my actual CC. Plus, I have not purchased anything for $25 either with PayPal or on my MC. So after calling PayPal, they couldn't see the charge either- but just to make sure they gave me a $25 credit and told me to monitor both accounts.

Sorry didn't mean to hijack your thread.

No worries. Perfecty okay with a thread about the odd doings of paypal.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012
0

Re: Paypal payment with AMEX


Bobert22 wrote:
It'll show up later on (most likely). It happened to me once with Discover card through PayPal. Eventually it was authorized and then charged on my credit card at a later time.

How much later?

 

I put the charge on the AMEX to meet intro spend requirements. I hope it posts before 4/12. I don't want to have to charge more than I need to on this card. The rewards are pretty sub-par. I would think for $450 a year, AMEX would offer better rewards. I guess to get rewards and benefits you need both the PRG and the Plat.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Valued Contributor
ryanbush
Posts: 1,299
Registered: ‎08-19-2012
0

Re: Paypal payment with AMEX

The platinum isn't for the rewards, it's for the benefits! 

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012
0

Re: Paypal payment with AMEX


ryanbush wrote:

The platinum isn't for the rewards, it's for the benefits! 


Yup, that's why I'm trying to only charge the minimum $3k for the sign up bonus...but this floating transaction is making that difficult.

 

Don't want to screw up my 100k sign up offer :/

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Valued Contributor
ryanbush
Posts: 1,299
Registered: ‎08-19-2012
0

Re: Paypal payment with AMEX

I would just spend an extra 400... I mean come on AMEX is giving you 100k points, you can let them earn some swipe fees and show them you're just not using them for the sign up bonus.

 

also it's not worth losing 100k points to spend 400$ on another card.

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012
0

Re: Paypal payment with AMEX


ryanbush wrote:

I would just spend an extra 400... I mean come on AMEX is giving you 100k points, you can let them earn some swipe fees and show them you're just not using them for the sign up bonus.

 

also it's not worth losing 100k points to spend 400$ on another card.


Yeah, I'll probably spend an extra grand just to be safe....but I'd rather not

 

I like using the card when I travel, so it will still get some usage outside of the sign up bonus.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%

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