Frequent Contributor
Posts: 456
Registered: ‎06-13-2012

PedFed Defender AMEX limited time offer for vet's


This card now is now available for veterans until 03/31/13, normally it's just for active duty soldiers.

03/10/2014 Walmart TU 724
09/07/2013 MyFico EQ 684
03/10/2014 USAA FAKO EX 728, EQ 728, TU 728
Discover It $1700, USAA Cash Rewards AMEX $11K, USAA Rewards Platinum MC $12K, CareCredit $13.2K, Chase Freedom $1900, Walmart $4500, Lowes $9800, QVC $1200, HSN $2350, Macys Red Star Store $2900, Paypal smart connect $4022, VS Angelcard $1200, Amazon Store $2500, BCE $1K, Sam's Club Discover $8500, Home Depot $7200, FNBO AMEX $5300
Established Contributor
Posts: 866
Registered: ‎09-22-2011

Re: PedFed Defender AMEX limited time offer for vet's

This looks like a great card.  Penfed is a very conservative lender so be prepared to verify income if you apply. 

Valued Contributor
Posts: 1,315
Registered: ‎01-14-2009

Re: PedFed Defender AMEX limited time offer for vet's

"1.5% cash back on every purchase"


Too bad it's not 2%.

Regular Contributor
Posts: 223
Registered: ‎12-08-2012

Re: PedFed Defender AMEX limited time offer for vet's

The 6.99% APR for 60 months is pretty ridiculous though.

Also, in addition to getting unlimited 1.5% cash back, it has all the perks of a good BT card. No late fees, f/x fees, cash advance fees, penalty APR, etc.

Seems like a sweet deal for anyone who qualifies.
EX: 758 (10/12), TU: ???, EQ: ???

BankAmericard Travel Rewards // Citi Forward // Amex Blue Cash Preferred // Gap Visa
Posts: 164
Registered: ‎01-11-2012

Re: PedFed Defender AMEX limited time offer for vet's

If you have your DD214 and an honorable discharge, or you are active duty/reserve/guard, then I HIGHLY suggest looking into this card. 


I've had it since the week it came out (I think August sometime)


It's an amazing card. 


I already held the 5% gas card before this came out.  I had to provide my LES prior to getting the Visa. 


When I applied for the Defender AMEX I received an instant approval, albeit much lower CL than I wanted, so I re-allocated from my Visa. 



The best thing about this card, is that it's 1.5% back AUTOMATICALLY.  I dont have to do anything.  And it's applied to your current bill.  Say I spend $1000 this month on this card, next month when I go to pay this bill I only have to pay $985.  No games, gimmicks, waiting on enough points.  That beats waiting months on end for 2% for me. 


Also the no FTFs, and all around lack of any types of fees for this card is awesome.  


I pair it with my 1.5% BoA Visa Siggy (which is also awesome IMO after trying it out for the last 6 months)


I like simplicity and no games. 

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