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Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
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PenFed 0% APR Offer

An email just arrived announcing this offer:

https://www.penfed.org/productsAndRates/creditCards/electricgoldpromo09.asp?adcode=401&utm_source=In...

Looks like the Visa Gold cardholders are getting tossed a bone that we PCR Visa cardholders don't get. Too bad!

Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008
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Re: PenFed 0% APR Offer

[ Edited ]
I got that email too.  For a second..just for a second I wanted a gold card.  But, I don't need to buy anymore junk.
Message Edited by DI on 11-07-2009 10:04 AM
Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
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Re: PenFed 0% APR Offer

I wouldn't consider a new notebook computer "junk".
Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008
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Re: PenFed 0% APR Offer

[ Edited ]

creditwherecreditisdue wrote:
I wouldn't consider a new notebook computer "junk".

I have two laptops already.  I use one  as DVD player when its connected to my T.V.  A third notebook for me would be too many.  

Message Edited by DI on 11-07-2009 10:25 AM
Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
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Re: PenFed 0% APR Offer


DI wrote:

creditwherecreditisdue wrote:
I wouldn't consider a new notebook computer "junk".

I have two laptops already.  I use one  as DVD player when its connected to my T.V.  A third notebook for me would be too many.  


That's you. For others this is a great deal - an opportunity to save finance charges and bootstrap themselves into a new computer or TV. Both are clearly not junk. Many merchants qualify for the 0% purchase APR under this promo. It is worth reviewing the list if you have a Gold Visa.

Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008
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Re: PenFed 0% APR Offer


creditwherecreditisdue wrote:

DI wrote:

creditwherecreditisdue wrote:
I wouldn't consider a new notebook computer "junk".

I have two laptops already.  I use one  as DVD player when its connected to my T.V.  A third notebook for me would be too many.  


That's you. For others this is a great deal - an opportunity to save finance charges and bootstrap themselves into a new computer or TV. Both are clearly not junk. Many merchants qualify for the 0% purchase APR under this promo. It is worth reviewing the list if you have a Gold Visa.


I understand.  I do hope others take advantage of the offer.  I was speaking for myself  in my original post.   :smileyhappy:

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Epic Contributor
haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007
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Re: PenFed 0% APR Offer


creditwherecreditisdue wrote:

DI wrote:

creditwherecreditisdue wrote:
I wouldn't consider a new notebook computer "junk".

I have two laptops already.  I use one  as DVD player when its connected to my T.V.  A third notebook for me would be too many.  


That's you. For others this is a great deal - an opportunity to save finance charges and bootstrap themselves into a new computer or TV. Both are clearly not junk. Many merchants qualify for the 0% purchase APR under this promo. It is worth reviewing the list if you have a Gold Visa.



OK, OK, OK! whew

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008
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Re: PenFed 0% APR Offer


haulingthescoreup wrote:

creditwherecreditisdue wrote:

DI wrote:

creditwherecreditisdue wrote:
I wouldn't consider a new notebook computer "junk".

I have two laptops already.  I use one  as DVD player when its connected to my T.V.  A third notebook for me would be too many.  


That's you. For others this is a great deal - an opportunity to save finance charges and bootstrap themselves into a new computer or TV. Both are clearly not junk. Many merchants qualify for the 0% purchase APR under this promo. It is worth reviewing the list if you have a Gold Visa.



OK, OK, OK! whew


LOL

Valued Contributor
Imhotrodcrazy
Posts: 1,403
Registered: ‎03-11-2009
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Re: PenFed 0% APR Offer

I received a "pre-declined" letter in the mail.  :smileyvery-happy:
FICOS
TU 805 9/2/14
EX 810 9/2/14
EQ 823 9/10/14

/ Amex 16.5k / / Chase Freedom 10.6k /
Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008
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Re: PenFed 0% APR Offer


Imhotrodcrazy wrote:
I received a "pre-declined" letter in the mail.  :smileyvery-happy:

I'm sorry to hear that. 


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