Credit Cards Center Credit cards from our partners
Reply
Senior Contributor
Posts: 4,923
Registered: ‎04-19-2009
0

PenFed 0% APR Offer

An email just arrived announcing this offer:

https://www.penfed.org/productsAndRates/creditCards/electricgoldpromo09.asp?adcode=401&utm_source=In...

Looks like the Visa Gold cardholders are getting tossed a bone that we PCR Visa cardholders don't get. Too bad!

Super Contributor
Posts: 5,759
Registered: ‎01-28-2008
0

Re: PenFed 0% APR Offer

[ Edited ]
I got that email too.  For a second..just for a second I wanted a gold card.  But, I don't need to buy anymore junk.
Message Edited by DI on 11-07-2009 10:04 AM
Senior Contributor
Posts: 4,923
Registered: ‎04-19-2009
0

Re: PenFed 0% APR Offer

I wouldn't consider a new notebook computer "junk".
Super Contributor
Posts: 5,759
Registered: ‎01-28-2008
0

Re: PenFed 0% APR Offer

[ Edited ]

creditwherecreditisdue wrote:
I wouldn't consider a new notebook computer "junk".

I have two laptops already.  I use one  as DVD player when its connected to my T.V.  A third notebook for me would be too many.  

Message Edited by DI on 11-07-2009 10:25 AM
Senior Contributor
Posts: 4,923
Registered: ‎04-19-2009
0

Re: PenFed 0% APR Offer


DI wrote:

creditwherecreditisdue wrote:
I wouldn't consider a new notebook computer "junk".

I have two laptops already.  I use one  as DVD player when its connected to my T.V.  A third notebook for me would be too many.  


That's you. For others this is a great deal - an opportunity to save finance charges and bootstrap themselves into a new computer or TV. Both are clearly not junk. Many merchants qualify for the 0% purchase APR under this promo. It is worth reviewing the list if you have a Gold Visa.

Super Contributor
Posts: 5,759
Registered: ‎01-28-2008
0

Re: PenFed 0% APR Offer


creditwherecreditisdue wrote:

DI wrote:

creditwherecreditisdue wrote:
I wouldn't consider a new notebook computer "junk".

I have two laptops already.  I use one  as DVD player when its connected to my T.V.  A third notebook for me would be too many.  


That's you. For others this is a great deal - an opportunity to save finance charges and bootstrap themselves into a new computer or TV. Both are clearly not junk. Many merchants qualify for the 0% purchase APR under this promo. It is worth reviewing the list if you have a Gold Visa.


I understand.  I do hope others take advantage of the offer.  I was speaking for myself  in my original post.   Smiley Happy

Moderator Emerita
Posts: 28,094
Registered: ‎04-01-2007
0

Re: PenFed 0% APR Offer


creditwherecreditisdue wrote:

DI wrote:

creditwherecreditisdue wrote:
I wouldn't consider a new notebook computer "junk".

I have two laptops already.  I use one  as DVD player when its connected to my T.V.  A third notebook for me would be too many.  


That's you. For others this is a great deal - an opportunity to save finance charges and bootstrap themselves into a new computer or TV. Both are clearly not junk. Many merchants qualify for the 0% purchase APR under this promo. It is worth reviewing the list if you have a Gold Visa.



OK, OK, OK! whew

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Super Contributor
Posts: 5,759
Registered: ‎01-28-2008
0

Re: PenFed 0% APR Offer


haulingthescoreup wrote:

creditwherecreditisdue wrote:

DI wrote:

creditwherecreditisdue wrote:
I wouldn't consider a new notebook computer "junk".

I have two laptops already.  I use one  as DVD player when its connected to my T.V.  A third notebook for me would be too many.  


That's you. For others this is a great deal - an opportunity to save finance charges and bootstrap themselves into a new computer or TV. Both are clearly not junk. Many merchants qualify for the 0% purchase APR under this promo. It is worth reviewing the list if you have a Gold Visa.



OK, OK, OK! whew


LOL

Valued Contributor
Posts: 1,818
Registered: ‎03-11-2009
0

Re: PenFed 0% APR Offer

I received a "pre-declined" letter in the mail.  Smiley Very Happy
FICO 08
TU 839 6/12/16
EX 827 6/12/16
EQ 828 6/12/16
(NASA 30K) ( Amex 30k ) ( Venture 24K ) ( Freedom 10.6K ) ( SD'd US Bank Cash+ 20k, LOC 15k, In their final resting place, can you hear the sound of taps? ) Winners never quit, and quitters never win
Super Contributor
Posts: 5,759
Registered: ‎01-28-2008
0

Re: PenFed 0% APR Offer


Imhotrodcrazy wrote:
I received a "pre-declined" letter in the mail.  Smiley Very Happy

I'm sorry to hear that. 

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.