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PenFed - 12 month wait for new credit?

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Regular Contributor

PenFed - 12 month wait for new credit?

So, I've seen others approved for multiple credit cards and/or lines of credit with PenFed.

 

Does anyone know what their 12 month wait refers to? I received this message when I last applied in November:

 

"PENFED POLICY PROHIBITS UNSECURED CREDIT LINE INCREASES OR NEWLINES OF CREDIT WITHIN

12 MONTHS OF LAST APPROVAL."

 

I received this message after applying for their line of credit. I had just been approved for the Promise card back in July.

 

But, I'm confused, I see many others clearly stating that they've been approved for a second PenFed card or line of credit (within a day of applying for another PenFed card).

 

??

Starting scores: Around 630 (Sep 2011)
Current FICO scores: TU ‘08 792 (Walmart) • EQ 765 • EX 771 (Amex)
Prime cards: JP Morgan Select (30K) • HHonors Reserve (30K) • Chase United MileagePlus Explorer (20K) • Chase Sapphire Preferred (20K) • Amex Hilton Honors Surpass (20K) • Amex BCP (20K) • Barclay Ring (20K) • Citi Thank You Premier MC/Visa (16K Combined) • Discover Escape (10K) • Amex SPG (5K) • Amex Premier Rewards Gold • US Bank Cash+ (5K+???)
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