Credit Cards

[FutureBillionaire]

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chnceit wrote:

With all this PenFed talk I had to apply and I was instantly approved for 11K! Yay! 

Does anyone have multiple cards with PenFed with 1 pull?

I want to apply for a LOC too

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Yes. You can app for other products based on that approval.

[dabrian]

What is the apr on the LOC?

[chnceit]

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dabrian wrote:
What is the apr on the LOC?

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9.25% which is inline with my CC that I have with them

[mr_postman]

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chnceit wrote:

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dabrian wrote:
What is the apr on the LOC?

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9.25% which is inline with my CC that I have with them

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when I reopened my account I was instant ly approved for 20.5K platinum cash rewards and a week after i applied for the defender Amex 5k approved currently at 10k credit line increase within 2 months also app for the LOC 5k approved but they wanted income verification for the LOC all approval is one hard pull from EQ

[chnceit]

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mr_postman wrote:

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chnceit wrote:

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dabrian wrote:
What is the apr on the LOC?

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9.25% which is inline with my CC that I have with them

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when I reopened my account I was instant ly approved for 20.5K platinum cash rewards and a week after i applied for the defender Amex 5k approved currently at 10k credit line increase within 2 months also app for the LOC 5k approved but they wanted income verification for the LOC all approval is one hard pull from EQ

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I am planning to get the Defender AMEX or Promise. But hey if they gave me a 20.5K like you I would be stoked

[chnceit]

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chnceit wrote:

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mr_postman wrote:

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chnceit wrote:

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dabrian wrote:
What is the apr on the LOC?

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9.25% which is inline with my CC that I have with them

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when I reopened my account I was instant ly approved for 20.5K platinum cash rewards and a week after i applied for the defender Amex 5k approved currently at 10k credit line increase within 2 months also app for the LOC 5k approved but they wanted income verification for the LOC all approval is one hard pull from EQ

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I am planning to get the Defender AMEX or Promise. But hey if they gave me a 20.5K like you I would be stoked

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OK sooo! I dont qualify for the Defender AMEX after reading the qualifications (not in military). So I did apply for the Promise Visa and no instant approval So I will hear back in 24 hours becuase my application is with a LO. Cross my fingers hopefully I get it. I seriously stated I dont want to push my luck and I think I did! Damn!  

[beb86]

wow!!! Congrats!!

[chnceit]

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chnceit wrote:

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chnceit wrote:

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mr_postman wrote:

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chnceit wrote:

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dabrian wrote:
What is the apr on the LOC?

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9.25% which is inline with my CC that I have with them

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when I reopened my account I was instant ly approved for 20.5K platinum cash rewards and a week after i applied for the defender Amex 5k approved currently at 10k credit line increase within 2 months also app for the LOC 5k approved but they wanted income verification for the LOC all approval is one hard pull from EQ

---

I am planning to get the Defender AMEX or Promise. But hey if they gave me a 20.5K like you I would be stoked

---

OK sooo! I dont qualify for the Defender AMEX after reading the qualifications (not in military). So I did apply for the Promise Visa and no instant approval So I will hear back in 24 hours becuase my application is with a LO. Cross my fingers hopefully I get it. I seriously stated I dont want to push my luck and I think I did! Damn!  

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Dun dun dun! I wanted to share my out come. I pushed my luck! No go on the Promise card. 

So I requested to move CLs from my LOC to my Rewards Visa! Got that approved yay! Now I have a $16K Rewards Visa and a $10K LOC

[Mishwatson]

How do you become a member of penfed or usaa without being in the military? Or can you get loans and cc without ? 

[chnceit]

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Mishwatson wrote:

How do you become a member of penfed or usaa without being in the military? Or can you get loans and cc without ? 

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You can join PenFed through donation Voices of American Troops. 

USAA you can join as a civilian, but the interest rates are really high.