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Established Contributor
FutureBillionaire
Posts: 639
Registered: ‎12-12-2012

Re: PenFed Approved!


chnceit wrote:

With all this PenFed talk I had to apply and I was instantly approved for 11K! Yay! :smileyvery-happy:

 

Does anyone have multiple cards with PenFed with 1 pull?

 

I want to apply for a LOC too


Yes. You can app for other products based on that approval.

Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
Frequent Contributor
dabrian
Posts: 282
Registered: ‎12-10-2012

Re: PenFed Approved!

What is the apr on the LOC?
NFCU Sig Cash-20k, Amex BCP-8k, Amex Costco-1.2k,CSP-8k, Freedom-5k, Discover IT-11k,NCSECU-5k,Walmart-10k,Lowes-8.5k
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008

Re: PenFed Approved!


dabrian wrote:
What is the apr on the LOC?

9.25% which is inline with my CC that I have with them


$100K in Credit
Last Credit Card App: 11/16/13
Regular Contributor
mr_postman
Posts: 179
Registered: ‎01-17-2008

Re: PenFed Approved!


chnceit wrote:

dabrian wrote:
What is the apr on the LOC?

9.25% which is inline with my CC that I have with them


when I reopened my account I was instant ly approved for 20.5K platinum cash rewards and a week after i applied for the defender Amex 5k approved currently at 10k credit line increase within 2 months also app for the LOC 5k approved but they wanted income verification for the LOC all approval is one hard pull from EQ

Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008

Re: PenFed Approved!


mr_postman wrote:

chnceit wrote:

dabrian wrote:
What is the apr on the LOC?

9.25% which is inline with my CC that I have with them


when I reopened my account I was instant ly approved for 20.5K platinum cash rewards and a week after i applied for the defender Amex 5k approved currently at 10k credit line increase within 2 months also app for the LOC 5k approved but they wanted income verification for the LOC all approval is one hard pull from EQ


I am planning to get the Defender AMEX or Promise. But hey if they gave me a 20.5K like you I would be stoked


$100K in Credit
Last Credit Card App: 11/16/13
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008

Re: PenFed Approved!


chnceit wrote:

mr_postman wrote:

chnceit wrote:

dabrian wrote:
What is the apr on the LOC?

9.25% which is inline with my CC that I have with them


when I reopened my account I was instant ly approved for 20.5K platinum cash rewards and a week after i applied for the defender Amex 5k approved currently at 10k credit line increase within 2 months also app for the LOC 5k approved but they wanted income verification for the LOC all approval is one hard pull from EQ


I am planning to get the Defender AMEX or Promise. But hey if they gave me a 20.5K like you I would be stoked


OK sooo! I dont qualify for the Defender AMEX after reading the qualifications (not in military). So I did apply for the Promise Visa and no instant approval :smileysad: So I will hear back in 24 hours becuase my application is with a LO. Cross my fingers hopefully I get it. I seriously stated I dont want to push my luck and I think I did! Damn! :smileyfrustrated: 


$100K in Credit
Last Credit Card App: 11/16/13
Valued Contributor
beb86
Posts: 1,117
Registered: ‎10-31-2011

Re: PenFed Approved!

wow!!! Congrats!!

ccpics2.jpg
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008

Re: PenFed Approved!


chnceit wrote:

chnceit wrote:

mr_postman wrote:

chnceit wrote:

dabrian wrote:
What is the apr on the LOC?

9.25% which is inline with my CC that I have with them


when I reopened my account I was instant ly approved for 20.5K platinum cash rewards and a week after i applied for the defender Amex 5k approved currently at 10k credit line increase within 2 months also app for the LOC 5k approved but they wanted income verification for the LOC all approval is one hard pull from EQ


I am planning to get the Defender AMEX or Promise. But hey if they gave me a 20.5K like you I would be stoked


OK sooo! I dont qualify for the Defender AMEX after reading the qualifications (not in military). So I did apply for the Promise Visa and no instant approval :smileysad: So I will hear back in 24 hours becuase my application is with a LO. Cross my fingers hopefully I get it. I seriously stated I dont want to push my luck and I think I did! Damn! :smileyfrustrated: 


Dun dun dun! I wanted to share my out come. I pushed my luck! No go on the Promise card. 

 

So I requested to move CLs from my LOC to my Rewards Visa! Got that approved yay! Now I have a $16K Rewards Visa and a $10K LOC


$100K in Credit
Last Credit Card App: 11/16/13
Regular Contributor
Mish0817
Posts: 163
Registered: ‎12-02-2012

Re: PenFed Approved!

How do you become a member of penfed or usaa without being in the military? Or can you get loans and cc without ? 



Eq 675
TU 661
Ex your guess is as goodas mine!

Nfcu Cash Rewards 5000, Nfcu nRewards Mc 2500, Walmart 600, Target 200, VS 350,Capital one 500,Capital One Secured 551, Us Bank Secured 300 All less than 8 months old!
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008

Re: PenFed Approved!


Mishwatson wrote:

How do you become a member of penfed or usaa without being in the military? Or can you get loans and cc without ? 


You can join PenFed through donation Voices of American Troops. 

 

USAA you can join as a civilian, but the interest rates are really high. 


$100K in Credit
Last Credit Card App: 11/16/13

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