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PenFed CLI?

Regular Contributor

Re: PenFed CLI?

Sorry,  I don't know the answer to that.  I opened the savings account and applied for the Visa the same day.  The Visa approval was immediate, if that helps you any.

Message 11 of 12
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New Contributor

Re: PenFed CLI?

Years ago I opened share, checking, and auto loan accounts in rapid order.  The pre-approvals started showing up after a few months of loan payments.  I believe once they've run a credit check for any reason, then they "know you".  I'm not sure if they will conduct soft inquiries without some stimulus.  You might want to call and ask.. 

Message 12 of 12