Regular Contributor
Posts: 201
Registered: ‎01-16-2008

Re: PenFed CLI?

Sorry,  I don't know the answer to that.  I opened the savings account and applied for the Visa the same day.  The Visa approval was immediate, if that helps you any.

New Contributor
Posts: 69
Registered: ‎06-28-2010

Re: PenFed CLI?

Years ago I opened share, checking, and auto loan accounts in rapid order.  The pre-approvals started showing up after a few months of loan payments.  I believe once they've run a credit check for any reason, then they "know you".  I'm not sure if they will conduct soft inquiries without some stimulus.  You might want to call and ask.. 

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