Reply
Regular Contributor
Kay_Cee
Posts: 199
Registered: ‎01-16-2008
0

Re: PenFed CLI?

Sorry,  I don't know the answer to that.  I opened the savings account and applied for the Visa the same day.  The Visa approval was immediate, if that helps you any.

New Contributor
CrdtLrnr
Posts: 69
Registered: ‎06-28-2010
0

Re: PenFed CLI?

Years ago I opened share, checking, and auto loan accounts in rapid order.  The pre-approvals started showing up after a few months of loan payments.  I believe once they've run a credit check for any reason, then they "know you".  I'm not sure if they will conduct soft inquiries without some stimulus.  You might want to call and ask.. 


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+