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I opened an account with PenFed in Sept. 09. Can someone tell me when should I expect credit offers to popup?
I opened an account in September too and last month I received an offer for a credit card, but I did not accept it. I want to complete my mortgage process before I apply for any other credit cards.
Tomorrow or next year or never. There is no rule.
@DI wrote:I opened an account with PenFed in Sept. 09. Can someone tell me when should I expect credit offers to popup?
@wmarat wrote:Tomorrow or next year or never. There is no rule.
@DI wrote:I opened an account with PenFed in Sept. 09. Can someone tell me when should I expect credit offers to popup?
Ouch
Why don't you just apply for a card? I opened my account with them in July of 2009 with a $10 deposit. They took $5.00 for my one share in the CU, deposited the other $5.00 in a savings account and gave me a $5,000 limit on their Visa card. I now have $5.03 in my savings account and was recently pre-approved for a $50,000 car loan. Your scores are look solid so, I'd just apply and wait for the card to show up!
@Kay_Cee wrote:Why don't you just apply for a card? I opened my account with them in July of 2009 with a $10 deposit. They took $5.00 for my one share in the CU, deposited the other $5.00 in a savings account and gave me a $5,000 limit on their Visa card. I now have $5.03 in my savings account and was recently pre-approved for a $50,000 car loan. Your scores are look solid so, I'd just apply and wait for the card to show up!
I have a card with them already. I'm not wanting to lower my AAoAs by adding new tradelines. Thanks for all replies.