05-05-2008 08:49 PM
05-05-2008 09:30 PM
05-05-2008 09:33 PM
So what's got to happen for a guy to join PenFed?
05-06-2008 05:27 AM
05-06-2008 06:01 AM - edited 05-06-2008 06:02 AM
05-06-2008 07:20 PM
The APR on my new/2008 car is 4.9% and I paid 40% down on the car. I'm leaving the car alone. I have a dispute with EQ that I just initiated. They have the same vehicle and account listed twice. Once as PIF/paid as agreed and the other as being included in a BK. Next week my EQ will be my best score. In 6 months all my scores will be over 700 easily.
My opinion, and my opinion only, is your EQ is too low for PenFed, coupled with new car loan and credit cards... but wait! What is your current APR on your car loan and the model year of the vehicle. PenFed has 4.25% finance and refinance automobiles that will at least get your foot in the door with a loan product... possibly a cc.
Message Edited by FaircreditguyFL on 05-06-2008 06:02 AM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.