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Established Contributor
Posts: 517
Registered: ‎04-01-2013
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Re: PenFed Membership?

Hmm well.. Then I joined without knowing about HP thought it would be sp like an amex savings or discover cd but I will app for penfed siggy
Moderator
Posts: 27,206
Registered: ‎09-13-2012
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Re: PenFed Membership?

Frequent Contributor
Posts: 390
Registered: ‎03-24-2013
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Re: PenFed Membership?

Looking at your current limits, I'm not sure PenFed is going to be the first to give a $5k limit outright since your highest is only $1500. I know CUs are known for high limits, but PenFed is a different beast from typical CUs, IMO.



|| Barclaycard Rewards Visa $5500 || AMEX BCE $2000 || Discover IT $3000 || Amazon Rewards Visa $1800 ||
|| Chase Freedom $2700 || CSP $5000 || Chase Marriott Premier $7500 || Sallie Mae MC $3800 ||

FICO Scores: EX 752 (3/13/13) || EQ 782 (10/4/13) || TU 724 (1/18/13)

In the garden as of 10/12/2013
Moderator
Posts: 27,206
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Re: PenFed Membership?

Established Contributor
Posts: 517
Registered: ‎04-01-2013
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Re: PenFed Membership?

I will app after work How different is penfed?
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Re: PenFed Membership?

Established Contributor
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Registered: ‎04-01-2013
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Re: PenFed Membership?

Cu
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Posts: 27,206
Registered: ‎09-13-2012
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Re: PenFed Membership?

PenFed is one of the more conservative Cu's. typically the like mid- 700's and 3-4 new accounts can scare them. Did you look at previous threads before you decided to join?
Established Contributor
Posts: 517
Registered: ‎04-01-2013
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Re: PenFed Membership?

No I wanted to join for the future for an auto loan but kind of thought it was like opening a bank account or something kinda depressed now but oh well

Thanks
Moderator
Posts: 27,206
Registered: ‎09-13-2012
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Re: PenFed Membership?

Don't be depressed. You already have the HP- the worse they can say is no for a cc. If you wanted an auto refi - ask. You might be pleasantly surprised and come out getting both!
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