Credit Cards

[WBLAKE]

Good Afternoon,

Do either of the Credit Unions mentioned above have instant approval?

WBLAKE

[sleigh17]

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WBLAKE wrote:

Good Afternoon,

Do either of the Credit Unions mentioned above have instant approval?

WBLAKE

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I was instantly approved at Navy Federal CU and instantly denied at PenFed CU. Hope that helps.

[WBLAKE]

Did you have join a qualifying organization?  Do they pull EQ?

[WBLAKE]

And what were your scores? My EQ is 635.

[sleigh17]

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WBLAKE wrote:

Did you have join a qualifying organization?  Do they pull EQ?

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I am ex-navy, so I qualified for NFCU, but had to join an organization for PenFed. Cost $20.00, don't even remember what the name of it was. It is on their site.

[sleigh17]

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WBLAKE wrote:

And what were your scores? My EQ is 635.

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Yes, they both pulled EQ on me and my score was 637 at the time.

[WBLAKE]

is there a qualifying organization that I can join that will qualify me for the NFCU?

[sleigh17]

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WBLAKE wrote:

is there a qualifying organization that I can join that will qualify me for the NFCU?

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Not that I am aware of. The following is their list of eligibility. See if you fit into any of the categories. A relative of a member maybe?

Navy Federal's Field of Membership is determined by the National Credit Union Administration (NCUA). If you are in any of these categories, you are eligible to join.

• All Department of the Navy (DON) Personnel—regardless of location or rank, including:

• Active duty Navy and Marine Corps
• Reservist, regardless of drilling status
• Civilian employees

• Contractors assigned to DON sites afloat or ashore
• Officer Candidate programs, NROTC, U.S. Naval Academy, U.S. Coast Guard Academy, U.S. Merchant Marine Academy
• U.S. Government—Military and civilian personnel employed by the U.S. Government assigned to, stationed at or working at a Navy installation, afloat or ashore
• Retired—from any of the categories listed above
• Family—including:
  • Grandparents
  • Parents
  • Spouse
  • Siblings
  • Children (includes adopted, foster and stepchildren)
  • Grandchildren
  • Household Members

Once your family members have joined, they can extend the membership opportunity to their family members, too.