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Frequent Contributor
Posts: 256
Registered: ‎06-04-2007
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PenFed/Navy CU Instant Approval

Good Afternoon,
 
Do either of the Credit Unions mentioned above have instant approval?
 
WBLAKE
TU 670
EQ 670
EX 617
JFCU $5,000
JFCU AUto Loan $11,000
Jet Blue Amex $2,000
BOA 3,500
Best Buy Store Card $2,200
Kay Jewlers $3,200
Frequent Contributor
Posts: 427
Registered: ‎08-09-2007
0

Re: PenFed/Navy CU Instant Approval



WBLAKE wrote:
Good Afternoon,
 
Do either of the Credit Unions mentioned above have instant approval?
 
WBLAKE


I was instantly approved at Navy Federal CU and instantly denied at PenFed CU. Hope that helps.
FICO SCORES 10/13/2007: TU 661 / EQ 637 / EX 617)
FICO SCORES 11/11/2007: TU 669 / EQ 637 / EX 623 (Looking for 700)
Fico Scores 01/04/2008: TU 667 12/23/2007 / EQ 628 / EX 617
Frequent Contributor
Posts: 256
Registered: ‎06-04-2007
0

Re: PenFed/Navy CU Instant Approval

Did you have join a qualifying organization?  Do they pull EQ?
TU 670
EQ 670
EX 617
JFCU $5,000
JFCU AUto Loan $11,000
Jet Blue Amex $2,000
BOA 3,500
Best Buy Store Card $2,200
Kay Jewlers $3,200
Frequent Contributor
Posts: 256
Registered: ‎06-04-2007
0

Re: PenFed/Navy CU Instant Approval

And what were your scores? My EQ is 635.
TU 670
EQ 670
EX 617
JFCU $5,000
JFCU AUto Loan $11,000
Jet Blue Amex $2,000
BOA 3,500
Best Buy Store Card $2,200
Kay Jewlers $3,200
Frequent Contributor
Posts: 427
Registered: ‎08-09-2007
0

Re: PenFed/Navy CU Instant Approval



WBLAKE wrote:
Did you have join a qualifying organization?  Do they pull EQ?


I am ex-navy, so I qualified for NFCU, but had to join an organization for PenFed. Cost $20.00, don't even remember what the name of it was. It is on their site.
FICO SCORES 10/13/2007: TU 661 / EQ 637 / EX 617)
FICO SCORES 11/11/2007: TU 669 / EQ 637 / EX 623 (Looking for 700)
Fico Scores 01/04/2008: TU 667 12/23/2007 / EQ 628 / EX 617
Frequent Contributor
Posts: 427
Registered: ‎08-09-2007
0

Re: PenFed/Navy CU Instant Approval



WBLAKE wrote:
And what were your scores? My EQ is 635.


Yes, they both pulled EQ on me and my score was 637 at the time.
FICO SCORES 10/13/2007: TU 661 / EQ 637 / EX 617)
FICO SCORES 11/11/2007: TU 669 / EQ 637 / EX 623 (Looking for 700)
Fico Scores 01/04/2008: TU 667 12/23/2007 / EQ 628 / EX 617
Frequent Contributor
Posts: 256
Registered: ‎06-04-2007
0

Re: PenFed/Navy CU Instant Approval

is there a qualifying organization that I can join that will qualify me for the NFCU?
TU 670
EQ 670
EX 617
JFCU $5,000
JFCU AUto Loan $11,000
Jet Blue Amex $2,000
BOA 3,500
Best Buy Store Card $2,200
Kay Jewlers $3,200
Highlighted
Frequent Contributor
Posts: 427
Registered: ‎08-09-2007
0

Re: PenFed/Navy CU Instant Approval



WBLAKE wrote:
is there a qualifying organization that I can join that will qualify me for the NFCU?


Not that I am aware of. The following is their list of eligibility. See if you fit into any of the categories. A relative of a member maybe?

 

Navy Federal's Field of Membership is determined by the National Credit Union Administration (NCUA). If you are in any of these categories, you are eligible to join.

  • All Department of the Navy (DON) Personnel—regardless of location or rank, including:
    • Active duty Navy and Marine Corps
    • Reservist, regardless of drilling status
    • Civilian employees
  • Contractors assigned to DON sites afloat or ashore
  • Officer Candidate programs, NROTC, U.S. Naval Academy, U.S. Coast Guard Academy, U.S. Merchant Marine Academy
  • U.S. Government—Military and civilian personnel employed by the U.S. Government assigned to, stationed at or working at a Navy installation, afloat or ashore
  • Retired—from any of the categories listed above
  • Family—including:
    • Grandparents
    • Parents
    • Spouse
    • Siblings
    • Children (includes adopted, foster and stepchildren)
    • Grandchildren
    • Household Members

Once your family members have joined, they can extend the membership opportunity to their family members, too.

FICO SCORES 10/13/2007: TU 661 / EQ 637 / EX 617)
FICO SCORES 11/11/2007: TU 669 / EQ 637 / EX 623 (Looking for 700)
Fico Scores 01/04/2008: TU 667 12/23/2007 / EQ 628 / EX 617
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