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PenFed Promise CC "Request Credit Line Increase"

Valued Contributor

PenFed Promise CC "Request Credit Line Increase"

Happen to click around the PenFed website, under the "Apply Now" tab then "Products and Rates" I see a list of CCs including my Promise CC, but only under this credit card which I have an active account, it states "Request Credit Line Increase" and I only used that card for a month and has a zero balance and opened since April 2014 or so only with $5k limit.

 

It takes you through a series of screens where you verify info such as address, income etc and eventually to a decision screen but I cancelled before getting there since I am not interested in a CLI as eventually I rather have a PLOC. In my history though it says the app was "withdrawn" by customer. Too bad when I cancelled it did not dissapear completely.

Credit Cards: AmEx Platinum (NPSL), Citi Prestige ($32K), Simmons ($5.5K), IberiaBank ($14K)
Personal Lines of Credit: U.S. Bank ($5K), Wells Fargo ($11.2K), Citibank ($11.8K), PenFed CU ($25K), LA Financial CU ($20K)
myFICO 3B Report (as of 4/30/16): Experian: Score 8: 786; Mortgage Score 2: 809 Equifax: Score 8: 801; Mortgage Score 5: 809 Transunion: Score 8: 796; Mortgage Score 4: 796
Jumbo Mortgage: 3.75%
1 REPLY
Valued Contributor

Re: PenFed Promise CC "Request Credit Line Increase"


youdontkillmoney wrote:

Happen to click around the PenFed website, under the "Apply Now" tab then "Products and Rates" I see a list of CCs including my Promise CC, but only under this credit card which I have an active account, it states "Request Credit Line Increase" and I only used that card for a month and has a zero balance and opened since April 2014 or so only with $5k limit.

 

It takes you through a series of screens where you verify info such as address, income etc and eventually to a decision screen but I cancelled before getting there since I am not interested in a CLI as eventually I rather have a PLOC. In my history though it says the app was "withdrawn" by customer. Too bad when I cancelled it did not dissapear completely.


Yeah, it doesn't dissappear. I don't think it matters though. It will just show withdrawn.

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