PenFed Reconsideration - Page 2 - myFICO® Forums - 582502

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UPDATE: No go with PenFed. They turned it down. Oh well, at least I tried!

Upward & onward ...

Personal: American Express Platinum - NPSL | American Express Blue Cash Preferred - $15,000 | Chase Sapphire Reserve - $38,500 | Chase Amazon Prime Visa - $7,200 | Chase Freedom - $500 | Barclaycard Arrival+ - $18,600 | PenFed Platinum Rewards - $25,000 | PenFed LOC - $10,000 | Navy Federal Credit Union Platinum Visa - $25,000 | Navy Federal Credit Union LOC - $10,000 | Citi Double Cash - $12,170 | Citizens Cash Back+ - $8,650 | Citizens LOC Overdraft - $8,000 | Discover - $10,000 | Capital One Quicksilver One - $3,600 | Capital One Platinum - $750 | Valero - $600 | Dell - $3,000 | Lowes Advantage - $30,000 | Macys Amex - $25,000 | The Home Depot - $7,500 | Tourneau - $15,000
Business: American Express Business Platinum Card - NPSL | American Express Plum Card - NPSL | American Express SimplyCash Plus - $10,000 | American Express Gold Card - NPSL | Bank of America Cash Rewards - $100,000 | Capital One Spark Business - $54,000 | Chase Business Preferred - $34,000 | Chase Business Ink - $15,000 | PNC Bank Cash Rewards Visa Signature - $19,000 | PNC LOC $100,000 | BP Business Solutions - $1,500 | KeyBank Mastercard - $6,000 | Staples More Account - $3,500

Message 11 of 16

Sorry! Give it another try after that settled TL falls off!

(I mentioned approval before with baddies, but none of my baddies were not PIF.)

Message 12 of 16

Thanks, CWCID.

You don't think they pulled another report, right?

I have a 30 day late that is 6 months old with Household bank.

Personal: American Express Platinum - NPSL | American Express Blue Cash Preferred - $15,000 | Chase Sapphire Reserve - $38,500 | Chase Amazon Prime Visa - $7,200 | Chase Freedom - $500 | Barclaycard Arrival+ - $18,600 | PenFed Platinum Rewards - $25,000 | PenFed LOC - $10,000 | Navy Federal Credit Union Platinum Visa - $25,000 | Navy Federal Credit Union LOC - $10,000 | Citi Double Cash - $12,170 | Citizens Cash Back+ - $8,650 | Citizens LOC Overdraft - $8,000 | Discover - $10,000 | Capital One Quicksilver One - $3,600 | Capital One Platinum - $750 | Valero - $600 | Dell - $3,000 | Lowes Advantage - $30,000 | Macys Amex - $25,000 | The Home Depot - $7,500 | Tourneau - $15,000
Business: American Express Business Platinum Card - NPSL | American Express Plum Card - NPSL | American Express SimplyCash Plus - $10,000 | American Express Gold Card - NPSL | Bank of America Cash Rewards - $100,000 | Capital One Spark Business - $54,000 | Chase Business Preferred - $34,000 | Chase Business Ink - $15,000 | PNC Bank Cash Rewards Visa Signature - $19,000 | PNC LOC $100,000 | BP Business Solutions - $1,500 | KeyBank Mastercard - $6,000 | Staples More Account - $3,500

Message 13 of 16

@Uncle_Money wrote:
Thanks, CWCID.

You don't think they pulled another report, right? Within 30-days? I really doubt it.

I have a 30 day late that is 6 months old with Household bank. This could have been a deal breaker.

Message 14 of 16

@Uncle_Money wrote:
UPDATE: No go with PenFed. They turned it down. Oh well, at least I tried!

Upward & onward ...

Sorry to hear that. At least it didn't cause you a new inquiry.

Message 15 of 16

@Uncle_Money wrote:
Thanks, CWCID.

You don't think they pulled another report, right?

I have a 30 day late that is 6 months old with Household bank.

A 6 month old baddie will probably be a red flag with most CC's, even the rebuilders.

Hang in there and try to get it GW'd! Household isn't known to do this, but if you beg and plead, they might. I once had them reset one of my accounts from 30 days late to current a few years back, so they may still have a heart.

pattycake's FICOs: 6/2/10 - TU: 708; EX: ???; EQ: 749

Message 16 of 16