PenFed Tested/cli/pending/2.5k increase/asked for 13.5 k incr./pending

[danielodonoll]

I really don't get it with PenFed

After 6 months of the account opened i called and request cli.I did it online and the system auto increase me from 6.5k to 9k pending lo review

Its really annoying to get this  chipchange cli from PenFed/Calld and sked for the new limit to be 20k.I think i will get this

Any suggestion?

[09Lexie]

Wait....didn't you just apply for PenFed last week and recon the limit?

[danielodonoll]

That was for the other card the new one.This is for the Old card that i opened last october

[danielodonoll]

I called just now and expressed my concern about the credit limit and they hey inserted the request for the LO to review

Ps they were very polite

[newportguy]

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@danielodonoll wrote:

That was for the other card the new one.This is for the Old card that i opened last october

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My understanding ( PenFed told me this) you have to wait at least 1 yr for a CLI on the card you opened in Oct.

[09Lexie]

Ok, I thought when you requested an increase to your new card this idea of increasing the older card came up and it was advised to leave well enough alone. I believe you mentioned canceling the cards cause you weren't happy with the CLs.

Correct?

[danielodonoll]

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@newportguy wrote:

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@danielodonoll wrote:

That was for the other card the new one.This is for the Old card that i opened last October

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My understanding ( PenFed told me this) you have to wait at least 1 yr for a CLI on the card you opened in Oct.

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I call them before i put the request for the cli

They told me after looking at all the information on the account,yes your account is eligible for the cli

[danielodonoll]

Yes Lexie but i wanna give them a chance to show me they are a serious lender and the account hitting 6 months today i decided to wait...

[newportguy]

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@danielodonoll wrote:

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@newportguy wrote:

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@danielodonoll wrote:

That was for the other card the new one.This is for the Old card that i opened last October

---

My understanding ( PenFed told me this) you have to wait at least 1 yr for a CLI on the card you opened in Oct.

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I call them before i put the request for the cli

They told me after looking at all the information on the account,yes your account is eligible for the cli

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All i can say, this is a new 1 for me. Last Nov. is when they told me it had to be at least 1yr. for a CLI

[danielodonoll]

Newport Maybe so but i have to go with what i was told and i didn't take any action on the account before i consulted with the lender so if they miss informed me then i guess will have to see if the credit limit go up or not.