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Frequent Contributor
newportguy
Posts: 351
Registered: ‎11-11-2012
0

Re: PenFed again Playing Games/cli/pending/2.5k increase


danielodonoll wrote:

Newport Maybe so but i have to go with what i was told and i didn't take any action on the account before i consulted with the lender so if they misinformed me then i guess will have to see if the credit limit go up or not.


I understand, let us know the outcome because i sure like to know if they have changed it from 1 yr.  Good luck on your CLI


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danielodonoll
Posts: 401
Registered: ‎03-16-2013
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Re: PenFed again Playing Games/cli/pending/2.5k increase

Hey i appreciate it NewPort and for sure i will keep everyone updated on this

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Moderator
09Lexie
Posts: 26,608
Registered: ‎09-13-2012
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Re: PenFed again Playing Games/cli/pending/2.5k increase

Good luck. PenFed is a serious lender and By the way... A conservative lender too.
Valued Contributor
bs6054
Posts: 1,673
Registered: ‎11-11-2012
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Re: PenFed again Playing Games/cli/pending/2.5k increase


danielodonoll wrote:

Yes Lexie but i wanna give them a chance to show me they are a serious lender and the account hitting 6 months today i decided to wait...


This reminds me too much of my nuisance customers ("I have paid $40K a month for the last 10 years and if you don't fix it TODAY, we will switch to .....") failing to realize that the customers I care about pay $2M a month, and that it is in fact highly unlikely that  they switch, and if by chance they do, it really doesn't matter.

 

So daniel, suppose Penfed came back and said "Actually we are joke lender and we don't intend to give you a CLI ever" and you rightly closed your accounts: how much would Penfed suffer.  As before when you threatened this, the answer is "Not at all".   So, the language is like childish posturing.  

 

Isn't the truth more you would quite like a decent CLI and want to see if you will get one.  You are not, in any meaningful sense, giving Penfed a chance to prove themselves worthy of your valuable business.   Unless your spend is off the order of $2M per month, in which case I take it back!

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danielodonoll
Posts: 401
Registered: ‎03-16-2013
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Re: PenFed again Playing Games/cli/pending/2.5k increase

Very true that Lexie and thank you for the advice

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New Contributor
danielodonoll
Posts: 401
Registered: ‎03-16-2013
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Re: PenFed again Playing Games/cli/pending/2.5k increase


bs6054 wrote:

danielodonoll wrote:

Yes Lexie but i wanna give them a chance to show me they are a serious lender and the account hitting 6 months today i decided to wait...


This reminds me too much of my nuisance customers ("I have paid $40K a month for the last 10 years and if you don't fix it TODAY, we will switch to .....") failing to realize that the customers I care about pay $2M a month, and that it is in fact highly unlikely that  they switch, and if by chance they do, it really doesn't matter.

 

So daniel, suppose Penfed came back and said "Actually we are joke lender and we don't intend to give you a CLI ever" and you rightly closed your accounts: how much would Penfed suffer.  As before when you threatened this, the answer is "Not at all".   So, the language is like childish posturing.  

 

Isn't the truth more you would quite like a decent CLI and want to see if you will get one.  You are not, in any meaningful sense, giving Penfed a chance to prove themselves worthy of your valuable business.   Unless your spend is off the order of $2M per month, in which case I take it back!


It makes no difference to me either way my friend:smileywink:

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Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
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Re: PenFed again Playing Games/cli/pending/2.5k increase

1@daniel!;-) no room for naysayers
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danielodonoll
Posts: 401
Registered: ‎03-16-2013
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Re: PenFed again Playing Games/cli/pending/2.5k increase

Lol Young:smileyvery-happy:

No sir not today!!

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