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PenFed Tested/cli/pending/2.5k increase/asked for 13.5 k incr./pending

New Contributor

PenFed Tested/cli/pending/2.5k increase/asked for 13.5 k incr./pending

I really don't get it with PenFed

After 6 months of the account opened i called and request cli.I did it online and the system auto increase me from 6.5k to 9k pending lo review

Its really annoying to get this  chipchange cli from PenFed/Calld and sked for the new limit to be 20k.I think i will get this

Any suggestion?

Citi Bank X2/ 29k-USAA Amex/Mastercard 24k-PP Mastercard 20k_
WMDiscover 20k-PenFed X2/15k
Current Fico/EQ-765
Garden Time Day- 10
Remaining Days-170
Message 1 of 18
17 REPLIES
Moderator Emerita

Re: PenFed again Playing Games/cli/pending/2.5k increase

Wait....didn't you just apply for PenFed last week and recon the limit?
Message 2 of 18
New Contributor

Re: PenFed again Playing Games/cli/pending/2.5k increase

That was for the other card the new one.This is for the Old card that i opened last october

Citi Bank X2/ 29k-USAA Amex/Mastercard 24k-PP Mastercard 20k_
WMDiscover 20k-PenFed X2/15k
Current Fico/EQ-765
Garden Time Day- 10
Remaining Days-170
Message 3 of 18
New Contributor

Re: PenFed again Playing Games/cli/pending/2.5k increase

I called just now and expressed my concern about the credit limit and they hey inserted the request for the LO to review

Ps they were very polite

Citi Bank X2/ 29k-USAA Amex/Mastercard 24k-PP Mastercard 20k_
WMDiscover 20k-PenFed X2/15k
Current Fico/EQ-765
Garden Time Day- 10
Remaining Days-170
Message 4 of 18
Frequent Contributor

Re: PenFed again Playing Games/cli/pending/2.5k increase


danielodonoll wrote:

That was for the other card the new one.This is for the Old card that i opened last october


My understanding ( PenFed told me this) you have to wait at least 1 yr for a CLI on the card you opened in Oct.


Current Score: myFico EQ - 794 ( 11/ 29/2012 ) amexFico EX - 787 (10/15/2012) myFico TU - 780 (11/29/2012) Credit Sesame - 809 (02/04/2013) Goal Score * 800 Club *
****** Garden Club Member -- Last HP Jan 3rd 2013 *******
*** Amex - BCP 10 K * PenFed - CR 5 K * Amex - GDSM 5 K *
Discover - IT 5 K ***** NO MORE APPS FOR ME IN 2013 *****
Message 5 of 18
Moderator Emerita

Re: PenFed again Playing Games/cli/pending/2.5k increase

Ok, I thought when you requested an increase to your new card this idea of increasing the older card came up and it was advised to leave well enough alone. I believe you mentioned canceling the cards cause you weren't happy with the CLs.

Correct?
Message 6 of 18
New Contributor

Re: PenFed again Playing Games/cli/pending/2.5k increase


newportguy wrote:

danielodonoll wrote:

That was for the other card the new one.This is for the Old card that i opened last October


My understanding ( PenFed told me this) you have to wait at least 1 yr for a CLI on the card you opened in Oct.


I call them before i put the request for the cli

They told me after looking at all the information on the account,yes your account is eligible for the cli

Citi Bank X2/ 29k-USAA Amex/Mastercard 24k-PP Mastercard 20k_
WMDiscover 20k-PenFed X2/15k
Current Fico/EQ-765
Garden Time Day- 10
Remaining Days-170
Message 7 of 18
New Contributor

Re: PenFed again Playing Games/cli/pending/2.5k increase

Yes Lexie but i wanna give them a chance to show me they are a serious lender and the account hitting 6 months today i decided to wait...

Citi Bank X2/ 29k-USAA Amex/Mastercard 24k-PP Mastercard 20k_
WMDiscover 20k-PenFed X2/15k
Current Fico/EQ-765
Garden Time Day- 10
Remaining Days-170
Message 8 of 18
Frequent Contributor

Re: PenFed again Playing Games/cli/pending/2.5k increase


danielodonoll wrote:

newportguy wrote:

danielodonoll wrote:

That was for the other card the new one.This is for the Old card that i opened last October


My understanding ( PenFed told me this) you have to wait at least 1 yr for a CLI on the card you opened in Oct.


I call them before i put the request for the cli

They told me after looking at all the information on the account,yes your account is eligible for the cli


All i can say, this is a new 1 for me. Last Nov. is when they told me it had to be at least 1yr. for a CLI


Current Score: myFico EQ - 794 ( 11/ 29/2012 ) amexFico EX - 787 (10/15/2012) myFico TU - 780 (11/29/2012) Credit Sesame - 809 (02/04/2013) Goal Score * 800 Club *
****** Garden Club Member -- Last HP Jan 3rd 2013 *******
*** Amex - BCP 10 K * PenFed - CR 5 K * Amex - GDSM 5 K *
Discover - IT 5 K ***** NO MORE APPS FOR ME IN 2013 *****
Message 9 of 18
New Contributor

Re: PenFed again Playing Games/cli/pending/2.5k increase

Newport Maybe so but i have to go with what i was told and i didn't take any action on the account before i consulted with the lender so if they miss informed me then i guess will have to see if the credit limit go up or not.

Citi Bank X2/ 29k-USAA Amex/Mastercard 24k-PP Mastercard 20k_
WMDiscover 20k-PenFed X2/15k
Current Fico/EQ-765
Garden Time Day- 10
Remaining Days-170
Message 10 of 18