I've only been a member with PenFed since January, every deposit I send them is put on a 10-day hold, I STILL have no FICO score --- YET, they are sending me e-mails galore to app for all their different credit cards. I yell back at my computer screen: "I would if I could!!!"
They are tempting and tormenting me! 
@Anonymous wrote:I've only been a member with PenFed since January, every deposit I send them is put on a 10-day hold, I STILL have no FICO score --- YET, they are sending me e-mails galore to app for all their different credit cards. I yell back at my computer screen: "I would if I could!!!"
They are tempting and tormenting me!
They'll put your deposits on a 10 day hold usually for your first 6 months as a member, any deposit other than cash. CC payments hold 10 days as well but will post on the day you request payment be made, 10 days later, your balance drops by that amount. After 6 months the 10 day hold is removed.
@Anonymous wrote:I've only been a member with PenFed since January, every deposit I send them is put on a 10-day hold, I STILL have no FICO score --- YET, they are sending me e-mails galore to app for all their different credit cards. I yell back at my computer screen: "I would if I could!!!"
They are tempting and tormenting me!
Are you making your deposits by check, or electronic transfer?
I've only been with PenFed since late December. Yet, the funds from my direct deposit show up on the day expected, and my PenFed CC payments (electronically pulled from a linked USAA checking account) post within a few days.