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Starting Score: 550-tu 550-eq 
creditchief wrote:I never have but its good to have if I need it. My util is only 8% with all my cc accs.
They must feel that you are a good credit risk and they are wanting to increase the number of cash advances and balances so that they can earn more profits
Starting Score: 08/29/2011 TU 671 EQ 674Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!
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