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Established Contributor
Posts: 608
Registered: ‎10-11-2012
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PenFed cardholders

[ Edited ]

When do the pre approvals come out and how long after opening a card do they include new members in the pre approval process?


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

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Posts: 1,524
Registered: ‎08-17-2008
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Re: PenFed cardholders

Great question, I would like to know as well


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Established Contributor
Posts: 608
Registered: ‎10-11-2012
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Re: PenFed cardholders


chnceit wrote:

Great question, I would like to know as well


I had to edit my post! I'm on my iPad!! 


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

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Frequent Contributor
Posts: 351
Registered: ‎11-11-2012
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Re: PenFed cardholders

[ Edited ]

LesWH wrote:

When do the pre approvals come out and how long after opening a card do they include new members in the pre approval process?



The pre-approvals come out around the 1st of  Jan, April, July and Oct,  If you get them,   it's 1 year or later after you get your CC.


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Established Contributor
Posts: 534
Registered: ‎08-05-2009
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Re: PenFed cardholders

My wife has been a member for 30 months now. She has never received any preapprovals. However, they did give her a auto CLI on her Plat. Cash Rewards Visa at about 20 months.

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Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008
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Re: PenFed cardholders


newportguy wrote:

LesWH wrote:

When do the pre approvals come out and how long after opening a card do they include new members in the pre approval process?



The pre-approvals come out around the 1st of  Jan, April, July and Oct,  If you get them,   it's 1 year or later after you get your CC.


One year! Darn thats long! Thanks for the info


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Established Contributor
Posts: 652
Registered: ‎12-12-2012
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Re: PenFed cardholders

Where do the preapprovals show up?

Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
Regular Contributor
Posts: 146
Registered: ‎01-05-2013
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Re: PenFed cardholders

I was told I was preapproved for a car loan when I called in about my cc application status. Offer also shows up on the right side of the homepage, right in between the Transfer Funds & I want to sections.


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Established Contributor
Posts: 761
Registered: ‎10-16-2007
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Re: PenFed cardholders

I am a member of Penfed but there approval criteria is worse than Big Banks. They sure dont have the Credit Union feel of personalized service and less than perfect credit which the credit union was founded to provide. Dont expect many pre approvals.

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