Congratulations Again Jax!!!
It must be straight butter...cuz you're definitely on a roll
I need to point out a couple of finer points to you about the 60-day policy
I mentioned in the last post:
--- Using your self-control and best judgment must be at the top of your list.
Lots of people are tempted to go "app happy" because they won't get dinged
multiple times for hard inquiries within the 60-day window. So only apply for
credit that you know you can handle.
--- Your credit snapshot on the day you authorized the hard pull from Equifax
is "locked in" for 60 days. If your credit somehow worsens during that time,
PenFed will still use what they pulled on the day you told them to. But if your
credit improves, you'l have to wait until the next hard pull (on a date you choose)
to take advantage of it.
So enjoy your new credit, always pay early (worst case, on time) so the tradelines can
marinate on your reports, and clean up any baddies you might have.
Credit unions looooove members who handle their credit responsibly and are constantly
improving their financial situation. It creates a better situation for you and less risk for
them....which makes you more attractive in the future.
Anyway, Congrats AGAIN on your success. Enjoy the weekend!
CanDo
"The right attitude is everything"