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Seems like Penfed is loosening up a bit and becoming more competitive with approvals. I just heard from a couple friends on loan approvals and card approvals and the were not in "perfect land" by any means. Makes me want to call them up...anybody experienced this personally?
@beautybrainsbooty wrote:Seems like Penfed is loosening up a bit and becoming more competitive with approvals. I just heard from a couple friends on loan approvals and card approvals and the were not in "perfect land" by any means. Makes me want to call them up...anybody experienced this personally?
Interesting. I know Penfed has been innundating me with advertising recently, which typically lenders do when they're looking to put money in the field, but I know my pig ain't anywhere close to pretty enough yet for them.
On a similar note, saw a NFCU TV ad during one of the games I was watching at work this past Sunday, nearly fell off my chair in surprise from recognizing them from this forum. None of my co-workers had heard of them though. It certainly was eyecatching
thats what i was thinking! I'm like Penfed is filling up my inbox touting "all the benefits" of being a cardholder, i also got the amex email another "look at the benefits" and a bunch of other stuff. Kinda strange. then I spoke to a couple folks who got approved by them-carloan and credit card. I was like how in the cauliflower did Penfed approve YOU lol??? I am so very tempted since i know it would be a soft pull since they only pull once every 90 days and I have one less than that....ohhh the temptation!!!!
@beautybrainsbooty wrote:thats what i was thinking! I'm like Penfed is filling up my inbox touting "all the benefits" of being a cardholder, i also got the amex email another "look at the benefits" and a bunch of other stuff. Kinda strange. then I spoke to a couple folks who got approved by them-carloan and credit card. I was like how in the cauliflower did Penfed approve YOU lol??? I am so very tempted since i know it would be a soft pull since they only pull once every 90 days and I have one less than that....ohhh the temptation!!!!
Take a look at your EQ report before you apply with PenFed. They don't like too many inquiries.