PenFed vs NFCU

[baller4life]

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@Anonymous wrote:

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@baller4life wrote:

Penfed will hp EQ for membership! That hp will be used for anything you app for 90 days. Like I said they are conservative. And will hit you with the famous "pyramiding debt" denial for too many new accounts.

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New accounts as in revolving credit accounts, or any type of account? I haven't opened up a revolving credit account in like 9 months. However, I have bought 2 cars withing the last few months.

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Revolving. How many cards have you opened in the past yr?

[Anonymous]

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@baller4life wrote:

Revolving. How many cards have you opened in the past yr?

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2 cards as of right now were opened in the last year. However, in 5 days, one of the cards will hit the 1 year mark. So, in 6 days only 1 card will fall within the year mark. 

[baller4life]

You're in great shape then!

[msbia]

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@baller4life wrote:
You're in great shape then!

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Exactly! Not "walking like an Egyptian" like some of us lol. 

(OP, to explain...some of us serial app'ers get denied by Penfed for "pyramiding debt" lol. You look to be a-ok though! Good luck. 

[baller4life]

Yep Myfico is full of Egyptians!

[Anonymous]

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@baller4life wrote:
Yep Myfico is full of Egyptians!

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Now that is a fact.

[baller4life]

[Anonymous]

As far as eligibilty to NFCU, I am in the process of gaining eligibility through a chain of events. My cousin is currently a high ranking officer in the Navy and I am trying to get my Uncle to join NFCU using my cousin as his sponsor. Once my Uncle joins my Mother can join using my Uncle as a sponsor and then I can join (we'll see how well that pans out).

Wow. And I can't join. Oh well, USAA welcomed me with open arms.

[CreditCuriosity]

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@Anonymous wrote:

As far as eligibilty to NFCU, I am in the process of gaining eligibility through a chain of events. My cousin is currently a high ranking officer in the Navy and I am trying to get my Uncle to join NFCU using my cousin as his sponsor. Once my Uncle joins my Mother can join using my Uncle as a sponsor and then I can join (we'll see how well that pans out).

Wow. And I can't join. Oh well, USAA welcomed me with open arms.

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LOL I can find a way to join as well, but would take many people to make it happen.. Way to much of a hassle at this point.. Obviosuly NFCU everyone wants along with PenFed usually in a close second place.