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Established Contributor
Posts: 669
Registered: ‎11-13-2012
0

Re: Pending App Spree!

Sorry to hijack but how much do personal loans weigh on credit reports? It would obviously be a small loan just about 1000, I wouldn't spend any just make the payments, let it report for the 6 months then pay off the remaining balance would this really increase my score or be a waste of time? I have a butt load of student loans. If anyone can bring light to this or send me a link to a forum on here explaining this that would be appreciated Smiley Happy
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Regular Contributor
Posts: 233
Registered: ‎02-20-2013
0

Re: Pending App Spree!


distantarray wrote:

civilitermortuse wrote:

 

 

Store cards are a bad idea they give little to nothing in return compared to other cards, for instance I just recently got a Mileage Plus with United for 50,000 miles sign up bonus + 5,000 for adding an authorized user, and 10k points bonus for spending 25k in a year (very easy for most people if you include mortgage) This itself got me enough points to take 1 free trip across the world.

 

 

 


How do you pay for your mortgage with a credit card?

Chase Sapphire Preferred $17,800; Discover IT $15,000; PenFed Plat Rewards Signature $14,000; AMEX BCE $11,800; AMEX SPG $8,100; Citi Simplicity $10,000; Chase United MileagePlus Explorer $5,000; Chase Ink Classic $3,000; GE Lumber Liquidators $7000; GE Care Credit $2000
Established Contributor
Posts: 669
Registered: ‎11-13-2012
0

Re: Pending App Spree!

Maybe he requested a check and used it towards his mortgage ?
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
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Frequent Contributor
Posts: 341
Registered: ‎08-14-2012
0

Re: Pending App Spree!

You can't app for CSP, unless you have a CC with at least a 5k limit.

Cap One Platinum MC $2.5k CL (08/12)
Citi Forward Student Visa Card $1.5k CL (09/12)
Express NEXT Card $0.25k CL (02/13), Jcrew CC $0.7k CL(02/13)
AMEX PRG NPSL (03/13), AMEX Gold Delta Skymiles 2k (03/13)
Walmart Credit Card $1.5k (03/13)
TU: 687 FICO (3/13) | EX: 692 Lender Pull (3/13) | EQ: 678 (4/1/13)
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