Pending transactions

Duncanrr · ‎06-23-2012

If you have a pending transaction when your statement cuts does you statement reflect that or just what charges have actually posted?

Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750
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OhioCPA · ‎06-23-2012

If it doesn't post it isn't part of that statement. Pending transactions can be a lot of things, they don't always end up as a charge on your credit card statement. If pending charges were included in a statement then you could end up paying for something that wasn't owed, such as a pre-authorization for a rental car or hotel room.

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Duncanrr · ‎06-23-2012

Thanks. That is how I thought it was but wanted to be sure.

Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750
Take the FICO Fitness Challenge

LS2982 · ‎06-23-2012

@Duncanrr wrote:
If you have a pending transaction when your statement cuts does you statement reflect that or just what charges have actually posted?

Only posted transactions.

EQ FICO 548 3/3/16