Penfed Auto CLI's @ 1 Year Mark...

[Andy77]

How good is penfed about giving auto CLI's at the one year mark?  I have their rewards Amex with 5k limit, PIF every month, largest total payments I made in one billing cycle, before statement cut, was 3500.00 and that month closed with a 25.00 balance (because there was an authoization I did not know about and you can't see them on their site)

Here is a little bit of history....in Feb of 2015 I will have a 5 yr old bk, everything paid on time since then.

Do you think the BK will prohibit them from giving me the "auto" CLI ?

[longtimelurker]

I've had my cards for about 15 months, no auto-CLI, though to be fair, haven't used them much recently.

[BigBS]

Will have had my card for 3 years this summer and no CLI (auto or request).

[OnTheRebound]

My wife got her first and only auto $1K CLI at 26 months. 

She did get the same preapproval that Ron got but the system wouldn't allow me to increase the CL on her Platinum Rewards cards. We don't need another card. 

[user5387]

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@Andy77 wrote:

How good is penfed about giving auto CLI's at the one year mark?  I have their rewards Amex with 5k limit, PIF every month, largest total payments I made in one billing cycle, before statement cut, was 3500.00 and that month closed with a 25.00 balance (because there was an authoization I did not know about and you can't see them on their site)

Here is a little bit of history....in Feb of 2015 I will have a 5 yr old bk, everything paid on time since then.

Do you think the BK will prohibit them from giving me the "auto" CLI ?

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I wouldn't assume you'll get an auto CLI.

If you really want a CLI, and your scores and reports are in order, then I'd take the EQ hard and see what happens.

[NoLimits79]

I don't think Penfed gives out auto CLI's (of if they do very rarely).  Pretty much a hard pull or you wait to see if you get special pre-approval offers every quarter for a CLI without the need for hard pull.

[-Wade-]

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@Andy77 wrote:

How good is penfed about giving auto CLI's at the one year mark?  I have their rewards Amex with 5k limit, PIF every month, largest total payments I made in one billing cycle, before statement cut, was 3500.00 and that month closed with a 25.00 balance (because there was an authoization I did not know about and you can't see them on their site)

Here is a little bit of history....in Feb of 2015 I will have a 5 yr old bk, everything paid on time since then.

Do you think the BK will prohibit them from giving me the "auto" CLI ?

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I  had my card 3 years this coming July and no Auto-luv !!! I did get a HP CLI at 14 months . But some people do get them ( NOT ME )

PS: i called them the other day to get the CMV Chip and they ask me if i wanted a CLI but it was going to be a HP and i said " NO Thanks"

[Jlu]

This is from my other thread. I guess from what I hear UW will decrease the initial pending CL ..but here's to hoping