Curious, with this cap on the 3% fee (250) could you potentially do a BT to a debit card? For example, to my BOA or Chase debit cards? Anyone done this before?
What do you mean by do a BT to a debit card? Do you mean write a convenience/bt check and deposit it into a checking account?
No, actually penfed asks you to enter an account number and amount to transfer (usually a credit card number).
Some banks like Citi will let you BT to a cheking account. I don't know about Penfed. Why not just try using the debit card number and see what happens? The worst that can happen is it doesn't go through.