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Penfed CLI Process

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OnTheRebound
Established Contributor
‎08-08-2012 05:07 PM
‎08-08-2012 05:07 PM

Re: Penfed CLI Process

@OwNt wrote:

I have your wife beat. Haha.

 

Opened a credit card with PenFed in early 2009 and still haven't received any pre-approved offers (800ish FICO). I suspect they see open, non-utilized lines as future debt.

Well, she has plenty of utilized accounts and still no offers.

Amex BCE $11.1 / Citi Diamond Preferred WMC $12K / Citi Double Cash WMC $3.8K / Comenity Total Rewards Visa $2.5K / Citi Home Depot $5K / AU- Amex BCP $12K / Chase Freedom Visa $11014.00 / PenFed Platinum Rewards Visa Signature $6K / GE Lowes $10K
myFico Scores on 10/03/2014
Eq 798 / Exp 811 / Trans 814
CCT Fico 08 on 1/3/16 - Trans 786 / Exp 793 / Eq 797
Message 11 of 12
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OwNt
New Contributor
‎08-08-2012 05:13 PM
‎08-08-2012 05:13 PM

Re: Penfed CLI Process

PenFed is extremely polarizing. As was mentioned on another thread, either they really love you or they really hate you.

 

You kind of roll the dice when establishing a relationship with them.

~~Credit Cards~~
Alliant Platinum Rewards Visa, AmEx BCP, BofA Power Rewards, Bank of the West Platinum, Barclay Rewards World MC, Chase Freedom/Chase Sapphire Preferred, Citi Thank You Preferred/Citi Dividend Select, Discover IT, FNBOmaha, Paypal MC, US Bank Cash+/US Bank Perks+.

Total: $300,000+ in lines.
Message 12 of 12
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